Iowa § 322.20 - 322.20 Extension of time.
Full text of Iowa Iowa Code § 322.20 — 322.20 Extension of time., with citation guidance and answers to common questions.
§ 322.20. 322.20 Extension of time.
Sections 537.2503 and 537.3402 notwithstanding, if the holder of a retail installment contract in connection with the purchase or sale of a vehicle, at the request of the buyer, renews the loan or extends the scheduled due date of all or any part of an installment or installments, the holder may restate the amount of installments and the time schedule for paying installments and collect for installments, subject to the renewal or extension, a finance charge on the outstanding declining balance of the amount financed for the period of the extension or renewal. The finance charge on a renewal or extension under this section shall not exceed the rate on the original retail installment contract as limited by section 322.19. [C58, 62, 66, 71, 73, 75, 77, 79, 81, §322.20] 90 Acts, ch 1088, §1; 2019 Acts, ch 59, §98 Thu Dec 11 19:45:18 2025 Iowa Code 2026, Section 322.20 (20, 0)
Source: official Iowa text · Last verified 2026-08-27
Frequently Asked Questions About Iowa § 322.20
What does Iowa Code § 322.20 cover?
Section 322.20 ("322.20 Extension of time.") is part of the Iowa Code, the codified statutory law of Iowa. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.
How do I cite Iowa § 322.20?
A common citation format is "Iowa Code § 322.20" (Iowa). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.
Is this the official text of Iowa law?
No. This page is for research and education and may not include the most recent amendments. For official current law, check the Iowa official source linked on this page or consult a licensed Iowa attorney.
How does Iowa § 322.20 apply to my situation?
Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Iowa can advise on how this section applies to you. Contact your state or local bar association for a referral.
Sources & Verification
Not legal advice. Verify against the official source and consult a licensed attorney in Iowa.