Indiana § 9-25-2-3 - "Proof of financial responsibility"

Full text of Indiana Indiana Code § 9-25-2-3 — "Proof of financial responsibility", with citation guidance and answers to common questions.

§ 9-25-2-3. "Proof of financial responsibility"

Sec. 3. "Proof of financial responsibility" means proof of ability to respond in damages for each motor vehicle registered by a person for liability that arises out of the ownership, maintenance, or use of the motor vehicle in the following amounts:

(1) Twenty-five thousand dollars ($25,000) because of bodily injury to or death of any one (1) person.

(2) Subject to the limit in subdivision (1), fifty thousand dollars ($50,000) because of bodily injury to or death of two (2) or more persons in any one (1) accident.

(3) Before July 1, 2018, ten thousand dollars ($10,000) because of injury to or destruction of property in any one (1) accident. Beginning July 1, 2018, twenty-five thousand dollars ($25,000) because of injury to or destruction of property in any one (1) accident.

[Pre-1991 Recodification Citation: 9-2-1-6(b) part.]

As added by P.L.2-1991, SEC.13. Amended by P.L.124-2016, SEC.1; P.L.24-2017, SEC.1.

Source: official Indiana text · Last verified 2026-08-27

Frequently Asked Questions About Indiana § 9-25-2-3

What does Indiana Code § 9-25-2-3 cover?

Section 9-25-2-3 (""Proof of financial responsibility"") is part of the Indiana Code, the codified statutory law of Indiana. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.

How do I cite Indiana § 9-25-2-3?

A common citation format is "Indiana Code § 9-25-2-3" (Indiana). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.

Is this the official text of Indiana law?

No. This page is for research and education and may not include the most recent amendments. For official current law, check the Indiana official source linked on this page or consult a licensed Indiana attorney.

How does Indiana § 9-25-2-3 apply to my situation?

Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Indiana can advise on how this section applies to you. Contact your state or local bar association for a referral.

Sources & Verification

Not legal advice. Verify against the official source and consult a licensed attorney in Indiana.