Indiana § 37-2-6-13 - Knowing violations
Full text of Indiana Indiana Code § 37-2-6-13 — Knowing violations, with citation guidance and answers to common questions.
§ 37-2-6-13. Knowing violations
Sec. 13. (a) A lender who knowingly makes charges in excess of those permitted by the provisions of this article commits a Class A misdemeanor.
(b) A person who knowingly engages in the business of making consumer loans without a license in violation of the provisions of this article applying to authority to make consumer loans (IC 37-2-4-23 and IC 37-2-4-24) commits a Class A misdemeanor.
(c) A person who knowingly:
(1) engages in the business of making consumer credit sales, consumer leases, or consumer loans, or of taking assignments of rights against debtors; and
(2) undertakes direct collection of payments or enforcement of these rights, without complying with the provisions of this article concerning notification (IC 37-2-7-25) or payment of fees (IC 37-2-7-26);
commits a Class A infraction.
[Pre-2026 Revision Citation: 24-4.5-5-301.]
As added by P.L.115-2026, SEC.97.
Frequently Asked Questions About Indiana § 37-2-6-13
What does Indiana Code § 37-2-6-13 cover?
Section 37-2-6-13 ("Knowing violations") is part of the Indiana Code, the codified statutory law of Indiana. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.
How do I cite Indiana § 37-2-6-13?
A common citation format is "Indiana Code § 37-2-6-13" (Indiana). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.
Is this the official text of Indiana law?
No. This page is for research and education and may not include the most recent amendments. For official current law, check the Indiana official source linked on this page or consult a licensed Indiana attorney.
How does Indiana § 37-2-6-13 apply to my situation?
Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Indiana can advise on how this section applies to you. Contact your state or local bar association for a referral.
Sources & Verification
Not legal advice. Verify against the official source and consult a licensed attorney in Indiana.