Indiana § 32-28-15-1 - Applicability
Full text of Indiana Indiana Code § 32-28-15-1 — Applicability, with citation guidance and answers to common questions.
§ 32-28-15-1. Applicability
Note: This version of section amended by P.L.105-2026, SEC.12. See also following version of this section amended by P.L.115-2026, SEC.73.
Sec. 1. (a) Except as otherwise provided in this chapter, this chapter does not apply to a residential real estate service agreement entered into before March 15, 2024.
(b) This chapter does not apply to any of the following:
(1) A home warranty or similar product that covers the cost of maintenance of a major home system, such as:
(A) a plumbing system;
(B) a heating, cooling, and ventilation system; or
(C) electrical wiring;
for a fixed period.
(2) An insurance contract.
(3) An option to purchase residential real estate or a right of refusal to purchase residential real estate.
(4) A declaration that is created in the formation of:
(A) an association of co-owners (as defined in IC 32-25-2-2) for a condominium (as defined in IC 32-25-2-7); or
(B) a homeowners association (as defined in IC 32-25.5-2-4);
including any amendment to the declaration.
(5) A maintenance or repair agreement entered into by:
(A) an association of co-owners (as defined in IC 32-25-2-2) for a condominium (as defined in IC 32-25-2-7); or
(B) a homeowners association (as defined in IC 32-25.5-2-4).
(6) A mortgage loan or a commitment to make or receive a mortgage loan.
(7) A security agreement under IC 26-1 concerning the sale or rental of personal property or fixtures.
(8) Providers of:
(A) utility services, including water, sewer, gas, or electric service; or
(B) communications service (as defined in IC 8-1-32.5-3).
(9) A land contract (as defined in IC 24-9-2-9.5).
(10) An attorney's lien authorized by IC 33-43-4.
(11) A statutory lien authorized by this article, including:
(A) the lien of a broker company (as defined in IC 32-28-12.5-0.5) upon commercial real estate under IC 32-28-12.5-5; or
(B) a mechanic's or materialman's lien under IC 32-28-3.
(12) A written agreement executed between an individual who owns residential real property and:
(A) a family member of the individual;
(B) the individual's attorney in fact through a power of attorney;
(C) the individual's health care representative through a health care advanced directive; or
(D) a guardian of the individual's person or estate;
in which the person described in clauses (A) through (D) agrees to pay or provide for the maintenance, repair, costs, or upkeep of the residential real property. An agreement under this subdivision may grant or convey an interest in the residential real property to a person described in clauses (A) through (D) or the interest in the residential real property may be secured by a lien.
As added by P.L.62-2024, SEC.1. Amended by P.L.105-2026, SEC.12.
IC 32-28-15-1Applicability Note: This version of section amended by P.L.115-2026, SEC.73. See also preceding version of this section amended by P.L.105-2026, SEC.12.
Sec. 1. (a) Except as otherwise provided in this chapter, this chapter does not apply to a residential real estate service agreement entered into before March 15, 2024.
(b) This chapter does not apply to any of the following:
(1) A home warranty or similar product that covers the cost of maintenance of a major home system, such as:
(A) a plumbing system;
(B) a heating, cooling, and ventilation system; or
(C) electrical wiring;
for a fixed period.
(2) An insurance contract.
(3) An option to purchase residential real estate or a right of refusal to purchase residential real estate.
(4) A declaration that is created in the formation of:
(A) an association of co-owners (as defined in IC 32-25-2-2) for a condominium (as defined in IC 32-25-2-7); or
(B) a homeowners association (as defined in IC 32-25.5-2-4);
including any amendment to the declaration.
(5) A maintenance or repair agreement entered into by:
(A) an association of co-owners (as defined in IC 32-25-2-2) for a condominium (as defined in IC 32-25-2-7); or
(B) a homeowners association (as defined in IC 32-25.5-2-4).
(6) A mortgage loan or a commitment to make or receive a mortgage loan.
(7) A security agreement under IC 26-1 concerning the sale or rental of personal property or fixtures.
(8) Providers of:
(A) utility services, including water, sewer, gas, or electric service; or
(B) communications service (as defined in IC 8-1-32.5-3).
(9) A land contract (as defined in IC 37-5-2-9.5).
(10) An attorney's lien authorized by IC 33-43-4.
(11) A statutory lien authorized by this article, including:
(A) the lien of a broker company (as defined in IC 32-28-12.5-0.5) upon commercial real estate under IC 32-28-12.5-5; or
(B) a mechanic's or materialman's lien under IC 32-28-3.
As added by P.L.62-2024, SEC.1. Amended by P.L.115-2026, SEC.73.
Frequently Asked Questions About Indiana § 32-28-15-1
What does Indiana Code § 32-28-15-1 cover?
Section 32-28-15-1 ("Applicability") is part of the Indiana Code, the codified statutory law of Indiana. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.
How do I cite Indiana § 32-28-15-1?
A common citation format is "Indiana Code § 32-28-15-1" (Indiana). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.
Is this the official text of Indiana law?
No. This page is for research and education and may not include the most recent amendments. For official current law, check the Indiana official source linked on this page or consult a licensed Indiana attorney.
How does Indiana § 32-28-15-1 apply to my situation?
Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Indiana can advise on how this section applies to you. Contact your state or local bar association for a referral.
Sources & Verification
Not legal advice. Verify against the official source and consult a licensed attorney in Indiana.