Indiana § 27-2-28-8 - Written notice by insurer of material change
Full text of Indiana Indiana Code § 27-2-28-8 — Written notice by insurer of material change, with citation guidance and answers to common questions.
§ 27-2-28-8. Written notice by insurer of material change
Sec. 8. (a) An insurer that makes a material change to an insured's personal automobile or homeowner's policy shall provide a written notice to the insured that:
(1) explains the principal factors for the material change; or
(2) states that the insured has a right to request and obtain an explanation of the principal factors for the material change.
(b) Not later than thirty (30) days after an insured receives a notice of a material change described in subsection (a)(2), the insured may submit to the insurer a written request for an explanation of the principal factors for the material change.
(c) Not later than forty-five (45) days after receiving a request for an explanation under subsection (b), the insurer shall provide written notice to the insured explaining the principal factors for the material change.
(d) An insurer shall provide a copy of a written notice provided under subsection (a)(1) or (c):
(1) to the insurance producer, if any, who:
(A) represented:
(i) the insured in obtaining coverage from the insurer; or
(ii) the insurer in regard to the providing of coverage to the insured; and
(B) is not an employee, an exclusive agent, or a captive agent of the insurer; and
(2) to the insurer's reporting portal for agent communications.
(e) A written notice provided under subsection (a) or (c), or a written request submitted under subsection (b), must be provided by:
(1) first class mail; or
(2) electronic delivery as set forth in IC 27-1-43.
As added by P.L.226-2023, SEC.20. Amended by P.L.86-2026, SEC.8.
Source: official Indiana text · Last verified 2026-08-27
Frequently Asked Questions About Indiana § 27-2-28-8
What does Indiana Code § 27-2-28-8 cover?
Section 27-2-28-8 ("Written notice by insurer of material change") is part of the Indiana Code, the codified statutory law of Indiana. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.
How do I cite Indiana § 27-2-28-8?
A common citation format is "Indiana Code § 27-2-28-8" (Indiana). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.
Is this the official text of Indiana law?
No. This page is for research and education and may not include the most recent amendments. For official current law, check the Indiana official source linked on this page or consult a licensed Indiana attorney.
How does Indiana § 27-2-28-8 apply to my situation?
Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Indiana can advise on how this section applies to you. Contact your state or local bar association for a referral.
Sources & Verification
Not legal advice. Verify against the official source and consult a licensed attorney in Indiana.