Indiana § 27-2-23-12 - Insurer duty related to possible death
Full text of Indiana Indiana Code § 27-2-23-12 — Insurer duty related to possible death, with citation guidance and answers to common questions.
§ 27-2-23-12. Insurer duty related to possible death
Sec. 12. An insurer shall, not later than ninety (90) days after learning of the possible death of a person through a comparison performed under section 11 of this chapter, do the following:
(1) Complete and document a good faith effort to confirm the death of the person against other available records and information.
(2) Review the insurer's records to determine whether the person had purchased any other products from the insurer.
(3) Determine whether benefits may be due under a policy, annuity, or retained asset account.
(4) If the beneficiary or authorized representative under a policy, annuity, or retained asset account has not communicated with the insurer before the expiration of the ninety (90) day period, complete and document a good faith effort to locate and contact the beneficiary or authorized representative, including sending to the beneficiary or authorized representative information concerning the:
(A) insurer's claim process; and
(B) need to provide a certified original or copy of the death certificate, if applicable under the policy, annuity, or retained asset account.
As added by P.L.90-2014, SEC.1.
Source: official Indiana text · Last verified 2026-08-27
Frequently Asked Questions About Indiana § 27-2-23-12
What does Indiana Code § 27-2-23-12 cover?
Section 27-2-23-12 ("Insurer duty related to possible death") is part of the Indiana Code, the codified statutory law of Indiana. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.
How do I cite Indiana § 27-2-23-12?
A common citation format is "Indiana Code § 27-2-23-12" (Indiana). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.
Is this the official text of Indiana law?
No. This page is for research and education and may not include the most recent amendments. For official current law, check the Indiana official source linked on this page or consult a licensed Indiana attorney.
How does Indiana § 27-2-23-12 apply to my situation?
Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Indiana can advise on how this section applies to you. Contact your state or local bar association for a referral.
Sources & Verification
Not legal advice. Verify against the official source and consult a licensed attorney in Indiana.