Indiana § 27-13-19-3 - Provisions reducing or excluding benefits

Full text of Indiana Indiana Code § 27-13-19-3 — Provisions reducing or excluding benefits, with citation guidance and answers to common questions.

§ 27-13-19-3. Provisions reducing or excluding benefits

Sec. 3. (a) Except as provided in subsection (b), a provision in a succeeding carrier's contract of replacement coverage that would operate to reduce or exclude benefits on the basis that the condition giving rise to the benefits preexisted the effective date of the succeeding carrier's contract may not be applied with respect to those enrollees who were covered under the prior carrier's contract or policy on the date of discontinuance.

(b) A provision in a succeeding carrier's contract of replacement coverage may operate to reduce or exclude benefits on the basis of a preexisting condition to the extent that the prior carrier's contract or policy would have required that benefits for the condition be reduced or excluded.

As added by P.L.26-1994, SEC.25.

IC 27-13-20Chapter 20. Filing Requirements

27-13-20-1Rates; approval 27-13-20-1.3Filing of information; report 27-13-20-1.5Required considerations for approval of rates 27-13-20-2Approval of documents by commissioner

Source: official Indiana text · Last verified 2026-08-27

Frequently Asked Questions About Indiana § 27-13-19-3

What does Indiana Code § 27-13-19-3 cover?

Section 27-13-19-3 ("Provisions reducing or excluding benefits") is part of the Indiana Code, the codified statutory law of Indiana. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.

How do I cite Indiana § 27-13-19-3?

A common citation format is "Indiana Code § 27-13-19-3" (Indiana). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.

Is this the official text of Indiana law?

No. This page is for research and education and may not include the most recent amendments. For official current law, check the Indiana official source linked on this page or consult a licensed Indiana attorney.

How does Indiana § 27-13-19-3 apply to my situation?

Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Indiana can advise on how this section applies to you. Contact your state or local bar association for a referral.

Sources & Verification

Not legal advice. Verify against the official source and consult a licensed attorney in Indiana.