Indiana § 26-1-12-103 - Preemption by statute concerning secured transactions; applicability of laws governing consumer transactions
Full text of Indiana Indiana Code § 26-1-12-103 — Preemption by statute concerning secured transactions; applicability of laws governing consumer transactions, with citation guidance and answers to common questions.
§ 26-1-12-103. Preemption by statute concerning secured transactions; applicability of laws governing consumer transactions
Sec. 103. (a) If there is a conflict between this chapter and IC 26-1-9.1, IC 26-1-9.1 governs.
(b) A transaction subject to this chapter is subject to:
(1) any applicable rule of law that establishes a different rule for consumers; and
(2) any:
(A) other statute or regulation that regulates the rates, charges, agreements, and practices for loans, credit sales, or other extensions of credit, including IC 37-2 and IC 37-3; and
(B) consumer protection statute or regulation.
As added by P.L.199-2023, SEC.90. Amended by P.L.115-2026, SEC.48.
Source: official Indiana text · Last verified 2026-08-27
Frequently Asked Questions About Indiana § 26-1-12-103
What does Indiana Code § 26-1-12-103 cover?
Section 26-1-12-103 ("Preemption by statute concerning secured transactions; applicability of laws governing consumer transactions") is part of the Indiana Code, the codified statutory law of Indiana. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.
How do I cite Indiana § 26-1-12-103?
A common citation format is "Indiana Code § 26-1-12-103" (Indiana). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.
Is this the official text of Indiana law?
No. This page is for research and education and may not include the most recent amendments. For official current law, check the Indiana official source linked on this page or consult a licensed Indiana attorney.
How does Indiana § 26-1-12-103 apply to my situation?
Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Indiana can advise on how this section applies to you. Contact your state or local bar association for a referral.
Sources & Verification
Not legal advice. Verify against the official source and consult a licensed attorney in Indiana.