Indiana § 37-2-3-13 - Disclosures required by Consumer Credit Protection Act; exempt transactions

Full text of Indiana Indiana Code § 37-2-3-13 — Disclosures required by Consumer Credit Protection Act; exempt transactions, with citation guidance and answers to common questions.

§ 37-2-3-13. Disclosures required by Consumer Credit Protection Act; exempt transactions

Sec. 13. (a) For purposes of this section, "consumer credit sale" includes a sale that is a sale of an interest in land and that is a first lien mortgage transaction if the sale is otherwise a consumer credit sale.

(b) The seller shall disclose to the buyer to whom credit is extended with respect to a consumer credit sale, and the lessor shall disclose to the lessee with respect to a consumer lease, the information required by the Consumer Credit Protection Act (15 U.S.C. 1601 et seq.).

(c) For purposes of subsection (b), disclosures shall not be required on a consumer credit sale if the transaction is exempt from the Consumer Credit Protection Act (15 U.S.C. 1601 et seq.).

[Pre-2026 Revision Citation: 24-4.5-2-301.]

As added by P.L.115-2026, SEC.97.

Source: official Indiana text · Last verified 2026-08-27

Frequently Asked Questions About Indiana § 37-2-3-13

What does Indiana Code § 37-2-3-13 cover?

Section 37-2-3-13 ("Disclosures required by Consumer Credit Protection Act; exempt transactions") is part of the Indiana Code, the codified statutory law of Indiana. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.

How do I cite Indiana § 37-2-3-13?

A common citation format is "Indiana Code § 37-2-3-13" (Indiana). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.

Is this the official text of Indiana law?

No. This page is for research and education and may not include the most recent amendments. For official current law, check the Indiana official source linked on this page or consult a licensed Indiana attorney.

How does Indiana § 37-2-3-13 apply to my situation?

Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Indiana can advise on how this section applies to you. Contact your state or local bar association for a referral.

Sources & Verification

Not legal advice. Verify against the official source and consult a licensed attorney in Indiana.