Idaho § 41-2516 - Optional suspension of automobile insurance coverage
Full text of Idaho Idaho Statutes § 41-2516 — Optional suspension of automobile insurance coverage, with citation guidance and answers to common questions.
§ 41-2516. Optional suspension of automobile insurance coverage
(1) If a person enters into a contract with an insurer for coverage under an automobile insurance policy as defined in section 41-2506 , Idaho Code, the insurer may allow the person to suspend policy coverages. The suspension period may begin at any time, at the person’s option. All requests for suspension of coverage shall be confirmed in writing by the insurer to the insured regardless of the method used by the insured to request suspension of coverage. The suspension of coverage shall not constitute a cancellation of the policy. For those coverages suspended, during the period of suspension, premiums shall not be charged to the person, and the insurer shall not be liable for any loss under such suspended coverages occurring during said suspension period. The period of suspension may be changed at any time upon written agreement by the parties. This shall not preclude the insurer’s right to reinspect the previously insured motor vehicle regarding its insurability.
(2) Suspended premium may accrue on a pro rata basis as a credit for future premium.
(3) If a person drives a motor vehicle within the state of Idaho while the liability coverage of the policy is suspended, he shall be subject to the penalties set out for the violation of the provisions of section 49-1428 , Idaho Code.
(4) The provisions of this section shall apply to a policy entered into or renewed after July 1, 1990.
[41-2516, added 1990, ch. 57, sec. 1, p. 133; am. 1991, ch. 273, sec. 1, p. 710.]
Source: official Idaho text · Last verified 2026-08-27
Frequently Asked Questions About Idaho § 41-2516
What does Idaho Statutes § 41-2516 cover?
Section 41-2516 ("Optional suspension of automobile insurance coverage") is part of the Idaho Statutes, the codified statutory law of Idaho. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.
How do I cite Idaho § 41-2516?
A common citation format is "Idaho Statutes § 41-2516" (Idaho). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.
Is this the official text of Idaho law?
No. This page is for research and education and may not include the most recent amendments. For official current law, check the Idaho official source linked on this page or consult a licensed Idaho attorney.
How does Idaho § 41-2516 apply to my situation?
Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Idaho can advise on how this section applies to you. Contact your state or local bar association for a referral.
Sources & Verification
Not legal advice. Verify against the official source and consult a licensed attorney in Idaho.