Idaho § 41-1843 - Insurance rates and credit rating
Full text of Idaho Idaho Statutes § 41-1843 — Insurance rates and credit rating, with citation guidance and answers to common questions.
§ 41-1843. Insurance rates and credit rating
(1) No insurer regulated pursuant to this title shall charge a higher premium than would otherwise be charged, or cancel, nonrenew or decline to issue a property or casualty policy or coverage based primarily upon an individual’s credit rating or credit history.
(2) As used in this section, "based primarily" means that the weight given by the insurer to an individual’s credit rating or credit history exceeds the weight given by the insurer to all other criteria considered in making the decision to charge a higher premium or to cancel, nonrenew or decline to issue an insurance policy.
(3) This section shall apply only to property or casualty insurance, as defined in chapter 5, title 41 , Idaho Code, to be used primarily for personal, family or household purposes.
[41-1843, added 2002, ch. 264, sec. 1, p. 786.]
Source: official Idaho text · Last verified 2026-08-27
Frequently Asked Questions About Idaho § 41-1843
What does Idaho Statutes § 41-1843 cover?
Section 41-1843 ("Insurance rates and credit rating") is part of the Idaho Statutes, the codified statutory law of Idaho. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.
How do I cite Idaho § 41-1843?
A common citation format is "Idaho Statutes § 41-1843" (Idaho). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.
Is this the official text of Idaho law?
No. This page is for research and education and may not include the most recent amendments. For official current law, check the Idaho official source linked on this page or consult a licensed Idaho attorney.
How does Idaho § 41-1843 apply to my situation?
Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Idaho can advise on how this section applies to you. Contact your state or local bar association for a referral.
Sources & Verification
Not legal advice. Verify against the official source and consult a licensed attorney in Idaho.