Guam § 46 - Fraudulent Use of Credit Cards; Defined and Punished.
Full text of Guam Guam Code Annotated § 46 — Fraudulent Use of Credit Cards; Defined and Punished., with citation guidance and answers to common questions.
§ 46. Fraudulent Use of Credit Cards; Defined and Punished.
(a) A person commits an offense if he uses a credit card with the intent of obtaining property or services
with knowledge that:
(1) the card is stolen or forged;
(2) the card has been revoked or cancelled; or
(3) for any other reason his use of the card is unauthorized.
(b) It is an affirmative defense to prosecution under Paragraph (3) of Subsection (a) if the defendant
proves by a preponderance of the evidence that he had the ability and intended to meet all obligations to
the issuer arising out of his use of the card.
(c) Credit card means a writing purporting to evidence an undertaking to pay for property or services
delivered or rendered to or upon the order of a designated person or bearer.
CH. 46 FORGERY, FRAUDULENT PRACTICES AND TELEPHONE RECORDS
(d) An offense under this Section is a felony of the third degree if the value of the property or services
secured or sought to be secured by means of the credit card exceeds $500; otherwise it is a misdemeanor.
Source: official Guam text · Last verified 2026-08-27
Frequently Asked Questions About Guam § 46
What does Guam Code Annotated § 46 cover?
Section 46 ("Fraudulent Use of Credit Cards; Defined and Punished.") is part of the Guam Code Annotated, the codified statutory law of Guam. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.
How do I cite Guam § 46?
A common citation format is "Guam Code Annotated § 46" (Guam). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.
Is this the official text of Guam law?
No. This page is for research and education and may not include the most recent amendments. For official current law, check the Guam official source linked on this page or consult a licensed Guam attorney.
How does Guam § 46 apply to my situation?
Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Guam can advise on how this section applies to you. Contact your state or local bar association for a referral.
Sources & Verification
Not legal advice. Verify against the official source and consult a licensed attorney in Guam.