Guam § 43 - Definitions.
Full text of Guam Guam Code Annotated § 43 — Definitions., with citation guidance and answers to common questions.
§ 43. Definitions.
As used in this Article:
COL9/7/2021
(a) Scanning device means a scanner, reader or any
other electronic device that is used to access, read, scan,
obtain, memorize or store, temporarily or permanently,
information encoded on the magnetic strip or stripe of a
payment card.
(b) Re-encoder means an electronic device that places
encoded information from the magnetic strip or stripe of a
payment card onto the magnetic strip or stripe of a different
payment card.
(c) Payment card means a credit card, charge card,
debit card, hotel key card, stored value card or any other card
that is issued to an authorized card user and that allows the
user to obtain, purchase or receive goods, services, money or
anything else of value from a merchant.
(d) Merchant is defined as an owner or operator of any
retail mercantile establishment, or any agent, employee,
lessee, consignee, officer, director, franchisee or independent
contractor of such owner or operator. A merchant means a
person who receives from an authorized user of a payment
card or someone the person believes to be an authorized user,
a payment card or information from a payment card or what
the person believes to be a payment card or information from
a payment card as the instrument for obtaining, purchasing
or receiving goods, services, money or anything else of value
from the person.
(e) Authorized card user means any person with the
empowerment, permission or competence to act in the usage
of any payment card to include, but not be limited to, a credit
card, debit card, hotel key card, stored value card or any other
card that allows the user to obtain, purchase or receive goods,
services, money or anything else of value from a merchant.
Frequently Asked Questions About Guam § 43
What does Guam Code Annotated § 43 cover?
Section 43 ("Definitions.") is part of the Guam Code Annotated, the codified statutory law of Guam. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.
How do I cite Guam § 43?
A common citation format is "Guam Code Annotated § 43" (Guam). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.
Is this the official text of Guam law?
No. This page is for research and education and may not include the most recent amendments. For official current law, check the Guam official source linked on this page or consult a licensed Guam attorney.
How does Guam § 43 apply to my situation?
Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Guam can advise on how this section applies to you. Contact your state or local bar association for a referral.
Sources & Verification
Not legal advice. Verify against the official source and consult a licensed attorney in Guam.