Guam § 28110 - Financial Responsibility of Transportation Network

Full text of Guam Guam Code Annotated § 28110 — Financial Responsibility of Transportation Network, with citation guidance and answers to common questions.

§ 28110. Financial Responsibility of Transportation Network

Companies; Transportation/Taxicab Network Companies.

(a) Either the TTNC driver, or the TTNC on the driver’s

behalf, shall maintain primary automobile insurance that

acknowledges that the driver is a TTNC company driver, or

otherwise uses a vehicle to transport riders for compensation and

covers the driver:

(1) while the driver is logged on to the TTNC’s digital

network; or

(2) while the driver is engaged in a prearranged ride.

(b) While a TTNC driver is logged on to the TTNC’s digital

network, but is not engaged in a prearranged ride, the following

minimum automobile insurance requirements shall apply:

(1) primary automobile liability insurance in the amount

of at least Twenty-five Thousand Dollars ($25,000) for death

and bodily injury of one (1) person, and

(2) Fifty Thousand Dollars ($50,000) total for death and

bodily injury for two (2) or more persons per accident; and

(3) Twenty Thousand Dollars ($20,000) for property

damage per accident mandatory insurance as set forth in 16

GCA § 19104.

(c) While a TTNC driver is engaged in a prearranged ride, the

following minimum automobile insurance requirements shall apply:

COL9192018

CH. 28 – TRANSPORTATION/TAXICAB NETWORK COMPANY SERVICES ACT

(1) provide primary liability coverage of at least Fifty

Thousand Dollars ($50,000) per injured person;

(2) One Hundred Thousand Dollars ($100,000) for all

injuries in an accident; and

(3) Thirty Thousand Dollars ($30,000) for property

damage.

(d) If insurance maintained by a TTNC driver has lapsed or

does not provide the minimum coverage required by this Section,

the insurance maintained by the TTNC shall provide the coverage

required as the primary coverage.

(e) Insurance required by this Section shall be obtained from

an insurer authorized to do business in Guam or with a surplus lines

insurer or broker authorized pursuant to Chapter 15 of Title 22,

Guam Code Annotated.

(f) Insurance satisfying the requirements of this Section shall

be deemed to satisfy the insurance requirements of the Mandatory

Financial Responsibility Act for a TTNC driver while engaged in a

prearranged ride or logged onto a digital network.

(g) At all relevant times while a TTNC driver is logged onto a

digital network, the driver shall possess digital and/or physical proof

of coverage required by this Section.

(h) (1) In the event of a motor vehicle accident involving a

TTNC driver who is operating a motor vehicle, which occurs

while the driver is logged on to the TTNC digital network or

engaged in a prearranged ride, the driver shall provide the

required proof of insurance coverage to all passengers, other

drivers, injured persons, automobile insurers, and investigating

law enforcement officers.

(2) The TTNC driver shall disclose upon request whether

the driver was logged on to a digital network, or on a

prearranged ride, at the time of an accident.

2018 NOTE: Subsection designations added pursuant to the authority of 1

GCA § 1606.

Source: official Guam text · Last verified 2026-08-27

Frequently Asked Questions About Guam § 28110

What does Guam Code Annotated § 28110 cover?

Section 28110 ("Financial Responsibility of Transportation Network") is part of the Guam Code Annotated, the codified statutory law of Guam. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.

How do I cite Guam § 28110?

A common citation format is "Guam Code Annotated § 28110" (Guam). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.

Is this the official text of Guam law?

No. This page is for research and education and may not include the most recent amendments. For official current law, check the Guam official source linked on this page or consult a licensed Guam attorney.

How does Guam § 28110 apply to my situation?

Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Guam can advise on how this section applies to you. Contact your state or local bar association for a referral.

Sources & Verification

Not legal advice. Verify against the official source and consult a licensed attorney in Guam.