Guam § 18105 - Accident, Sickness, Health, Health Maintenance
Full text of Guam Guam Code Annotated § 18105 — Accident, Sickness, Health, Health Maintenance, with citation guidance and answers to common questions.
§ 18105. Accident, Sickness, Health, Health Maintenance
Organization, Property Damage and Liability Insurance.
(a) Accident insurance and sickness or health insurance
includes insurance against injury, disablement resulting from
sickness, and every insurance appertaining thereto. Property
damage insurance includes all types of insurance against loss or
damage to property and liability therefore. Liability insurance
includes all insurance against loss or damage resulting from
accident to, or injury, fatal or non-fatal, suffered by any person,
and for which the insurer is liable.
(b) A Health Maintenance Organization (HMO) is an
insurer that is licensed to engage in the business of insurance on
Guam that provides individual or group health care plans; or
COL6/24/2021
health care services which an enrolled population might
reasonably require to maintain good health, including, as a
minimum, emergency care, inpatient hospital and medical
services, and outpatient medical services on a prepaid basis and
regulated under Guam law for solvency. An HMO operating in
such manner shall be issued by the Commissioner a Health
Maintenance Organization Certificate of Authority.
Source: official Guam text · Last verified 2026-08-27
Frequently Asked Questions About Guam § 18105
What does Guam Code Annotated § 18105 cover?
Section 18105 ("Accident, Sickness, Health, Health Maintenance") is part of the Guam Code Annotated, the codified statutory law of Guam. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.
How do I cite Guam § 18105?
A common citation format is "Guam Code Annotated § 18105" (Guam). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.
Is this the official text of Guam law?
No. This page is for research and education and may not include the most recent amendments. For official current law, check the Guam official source linked on this page or consult a licensed Guam attorney.
How does Guam § 18105 apply to my situation?
Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Guam can advise on how this section applies to you. Contact your state or local bar association for a referral.
Sources & Verification
Not legal advice. Verify against the official source and consult a licensed attorney in Guam.