Guam § 16116 - Prohibition of Discrimination By Life Insurance
Full text of Guam Guam Code Annotated § 16116 — Prohibition of Discrimination By Life Insurance, with citation guidance and answers to common questions.
§ 16116. Prohibition of Discrimination By Life Insurance
Companies.
(a) Limitations on Coverage. Any company engaged in the
business of providing life insurance that is authorized to do
business within Guam shall not limit coverage, or refuse to issue
or renew coverage, for an individual under any policy due to the
fact that the individual:
(1) has or had a prescription for an emergency opioid
antagonist; or
(2) purchased or otherwise possessed an emergency
opioid antagonist.
(b) Rates. Any company engaged in the business of
providing life insurance that is authorized to do business within
Guam shall not, when determining the premium rate for coverage
of an individual under a policy issued or renewed by the company,
use the fact that the individual:
(1) has or had a prescription for an emergency opioid
antagonists; or
(2) purchased or otherwise possessed an emergency
opioid antagonist.
(c) Other Discrimination. Any company engaged in the
business of providing life insurance that is authorized to do
business within Guam shall not otherwise discriminate in the
offering, issuance, cancellation, amount of coverage, premium, or
any other condition of an insurance policy issued by the company
based solely upon the fact that an individual:
(1) has, or had, a prescription for an emergency opioid
antagonist; or
(2) purchased, or otherwise possessed an emergency
opioid antagonist.
Source: official Guam text · Last verified 2026-08-27
Frequently Asked Questions About Guam § 16116
What does Guam Code Annotated § 16116 cover?
Section 16116 ("Prohibition of Discrimination By Life Insurance") is part of the Guam Code Annotated, the codified statutory law of Guam. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.
How do I cite Guam § 16116?
A common citation format is "Guam Code Annotated § 16116" (Guam). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.
Is this the official text of Guam law?
No. This page is for research and education and may not include the most recent amendments. For official current law, check the Guam official source linked on this page or consult a licensed Guam attorney.
How does Guam § 16116 apply to my situation?
Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Guam can advise on how this section applies to you. Contact your state or local bar association for a referral.
Sources & Verification
Not legal advice. Verify against the official source and consult a licensed attorney in Guam.