Guam § 15205 - Service of Process Upon Unauthorized Insurer.
Full text of Guam Guam Code Annotated § 15205 — Service of Process Upon Unauthorized Insurer., with citation guidance and answers to common questions.
§ 15205. Service of Process Upon Unauthorized Insurer.
(a) The transacting of business in Guam by a foreign or alien
insurer without a certificate of authority and the issuance or
delivery by such foreign or alien insurer of a policy or contract of
insurance to a citizen of Guam or to a resident thereof, or to a
corporation authorized to do business therein, is equivalent to an
appointment by such insurer to the Commissioner and his
successor or successors in office, to be its true and lawful attorney,
upon whom may be served all lawful process in any action, suit or
proceeding arising out of such policy or contract of insurance, and
the said issuance or delivery is a signification of its agreement that
any such service or process is of the same legal force and validity
as personal service of process in Guam upon it.
(b) Such service of process shall be made by delivering and
leaving with the Commissioner or to some person in apparent
charge of his office two (2) copies thereof and the payment to him
of such fees as may be prescribed by law. The Commissioner shall
forthwith mail by registered mail one (1) of the copies of such
process to the defendant at his last known principal place of
business and shall keep a record of all processes so served upon
him. Such service of process is sufficient, provided notice of such
service and a copy of the process are sent within ten (10) days
thereafter by registered mail by plaintiff’s attorney to the
defendant at his last known principal place of business, and the
defendant’s receipt, or receipt issued by the post office with which
the letter is registered, showing the name of the sender of the letter
and the name and address of the person to whom the letter is
addressed, and the affidavit of the plaintiff’s attorney showing a
compliance herewith, are filed with the clerk of the court in which
such action is pending on or before the date the defendant is
required to appear, or within such further time as the court may
allow. However, no plaintiff or complainant shall be entitled to a
judgment by default, or a judgment with leave to prove damages,
or a judgment pro confesso under this section until the expiration
of thirty (30) days from date of the filing of the affidavit of
compliance.
(c) Service of process in any such action, suit or proceedings
shall, in addition to the manner provided in subsection (b) of this
section, be valid if served upon any person within Guam who, in
Guam, on behalf of such insurer, is (1) soliciting insurance, or (2)
making any contract of insurance or issuing or delivering any
policies or written contracts of insurance, or (3) collecting or
receiving any premium for insurance; and a copy of such process
is sent within ten (10) days thereafter by registered mail by the
plaintiff’s attorney to the defendant at the last known principal
place of business of the defendant, and the defendant’s receipt, or
the receipt issued by the post office with which the letter is
registered, showing the name of the sender of the letter and the
name and address of the person to whom the letter is addressed,
and the affidavit of the plaintiff’s attorney showing a compliance
herewith, are filed with the clerk of the court in which such action
is pending on or before the date the defendant is required to
appear, or with such further time as the court may allow.
(d) Nothing in this section contained shall limit or abridge the
right to serve any process, notice or demand upon any insurer in
any other manner now or hereafter permitted by law.
Source: official Guam text · Last verified 2026-08-27
Frequently Asked Questions About Guam § 15205
What does Guam Code Annotated § 15205 cover?
Section 15205 ("Service of Process Upon Unauthorized Insurer.") is part of the Guam Code Annotated, the codified statutory law of Guam. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.
How do I cite Guam § 15205?
A common citation format is "Guam Code Annotated § 15205" (Guam). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.
Is this the official text of Guam law?
No. This page is for research and education and may not include the most recent amendments. For official current law, check the Guam official source linked on this page or consult a licensed Guam attorney.
How does Guam § 15205 apply to my situation?
Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Guam can advise on how this section applies to you. Contact your state or local bar association for a referral.
Sources & Verification
Not legal advice. Verify against the official source and consult a licensed attorney in Guam.