Guam § 12111 - Misrepresentations and False Advertising Prohibited.
Full text of Guam Guam Code Annotated § 12111 — Misrepresentations and False Advertising Prohibited., with citation guidance and answers to common questions.
§ 12111. Misrepresentations and False Advertising Prohibited.
(a) No person shall:
(1) make, issue, circulate, or cause to be made, issued or
circulated, any estimate, circular or statement misrepresenting the terms
of any policy issued, or to be issued, or the benefits or advantages
promised thereby, or the dividends or share of the surplus to be
received thereon;
(2) make any false or misleading statement as to the dividends or
share of surplus previously paid on similar policies;
(3) make any misleading representation or any misrepresentation
as to the financial condition of any insurer, or as to the legal reserve
upon which any life insurer operates; or
(4) use any name or title of any policy or class of policies
misrepresenting the true nature thereof.
(b) Only the words in the carrier=s actual policy are actionable, and
falsely written advertisements by the carrier about its actual policy shall not
give rise to a cause of action against the carrier; provided, the carrier, or its
licensed representative, is not in violation of Subsection (a) herein.
Source: official Guam text · Last verified 2026-08-27
Frequently Asked Questions About Guam § 12111
What does Guam Code Annotated § 12111 cover?
Section 12111 ("Misrepresentations and False Advertising Prohibited.") is part of the Guam Code Annotated, the codified statutory law of Guam. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.
How do I cite Guam § 12111?
A common citation format is "Guam Code Annotated § 12111" (Guam). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.
Is this the official text of Guam law?
No. This page is for research and education and may not include the most recent amendments. For official current law, check the Guam official source linked on this page or consult a licensed Guam attorney.
How does Guam § 12111 apply to my situation?
Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Guam can advise on how this section applies to you. Contact your state or local bar association for a referral.
Sources & Verification
Not legal advice. Verify against the official source and consult a licensed attorney in Guam.