Guam § 21105 - Notice to Insured.

§ 21105. Notice to Insured.

No cancellation or refusal to renew by an insurer of a policy of

automobile insurance shall be effective unless the insurer shall deliver or

mail, to the named insured at the address shown in the policy, a written

notice of the cancellation or refusal to renew. Such notice shall:

(a) Be approved as to form by the Commissioner of Banking and

Insurance prior to use;

(b) State the date, not less than thirty (30) days after the date of

such mailing or delivering on which such cancellation or refusal to

renew shall become effective, except that such effective date may be

fifteen (15) days from the date of mailing or delivery when it is being

cancelled or not renewed for the reason set forth in § 21104;

(c) State the specific reason or reasons of the insurer for

cancellation or refusal to renew or be accompanied by a statement that

upon written request of the named insured, mailed or delivered to the

insurer not less than twenty (20) days prior to the effective date of

cancellation or refusal to renew, the insurer will specify the reason or

reasons for such cancellation, or refusal to renew, the insurer to supply

such information within five (5) days of receipt by it of such request;

and

(d) Advise the insured of his right to request in writing, within ten

(10) days of the receipt of the notice of cancellation or intention not to

renew, or of the receipt of the reason or reasons for the cancellation or

refusal to renew, if they were not stated in the notice of cancellation or

of intention not to renew, that the Commissioner of Banking and

Insurance review the action of the insurer.