Guam § 4116 - Debt to Income Ratio.
Full text of Guam Guam Code Annotated § 4116 — Debt to Income Ratio., with citation guidance and answers to common questions.
§ 4116. Debt to Income Ratio.
COL9/7/2021
The Guam Housing Corporation is hereby authorized to
increase its debt to income ratio from thirty-eight percent (38%)
to forty-one percent (41%) for the purpose of assisting more
families in qualifying for mortgage loans. The debt to income
ratio may be in conformance with other government programs,
such as the Federal Housing Administration (FHA) and Veterans
Administration residential mortgage loan programs.
Source: official Guam text · Last verified 2026-08-27
Frequently Asked Questions About Guam § 4116
What does Guam Code Annotated § 4116 cover?
Section 4116 ("Debt to Income Ratio.") is part of the Guam Code Annotated, the codified statutory law of Guam. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.
How do I cite Guam § 4116?
A common citation format is "Guam Code Annotated § 4116" (Guam). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.
Is this the official text of Guam law?
No. This page is for research and education and may not include the most recent amendments. For official current law, check the Guam official source linked on this page or consult a licensed Guam attorney.
How does Guam § 4116 apply to my situation?
Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Guam can advise on how this section applies to you. Contact your state or local bar association for a referral.
Sources & Verification
Not legal advice. Verify against the official source and consult a licensed attorney in Guam.