Georgia § 7-7-4 - Borrower's remedies for violation of chapter.
Full text of Georgia Official Code of Georgia Annotated § 7-7-4 — Borrower's remedies for violation of chapter., with citation guidance and answers to common questions.
§ 7-7-4. Borrower's remedies for violation of chapter.
Any borrower injured by a violation of this chapter may bring civil action in a court of competent jurisdiction for recovery of damages. Judgment shall be entered for actual damages and in no case shall be less than the amount paid by the borrower to the loan broker, plus reasonable attorney's fees and costs. An award may also be entered for punitive damages. Any borrower injured by a violation of this chapter may bring an action against the surety bond or trust account, if any, of the loan broker. The remedies provided under this chapter are in addition to any other procedures or remedies for any violation or conduct provided for in any other law. (Code 1981, § 7-7-4 , enacted by Ga. L. 1992, p. 1123, § 1.)
Source: official Georgia text · Last verified 2026-08-27
Frequently Asked Questions About Georgia § 7-7-4
What does Official Code of Georgia Annotated § 7-7-4 cover?
Section 7-7-4 ("Borrower's remedies for violation of chapter.") is part of the Official Code of Georgia Annotated, the codified statutory law of Georgia. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.
How do I cite Georgia § 7-7-4?
A common citation format is "Official Code of Georgia Annotated § 7-7-4" (Georgia). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.
Is this the official text of Georgia law?
No. This page is for research and education and may not include the most recent amendments. For official current law, check the Georgia official source linked on this page or consult a licensed Georgia attorney.
How does Georgia § 7-7-4 apply to my situation?
Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Georgia can advise on how this section applies to you. Contact your state or local bar association for a referral.
Sources & Verification
Not legal advice. Verify against the official source and consult a licensed attorney in Georgia.