Georgia § 7-6A-12 - Application; preemption by federal law.
Full text of Georgia Official Code of Georgia Annotated § 7-6A-12 — Application; preemption by federal law., with citation guidance and answers to common questions.
§ 7-6A-12. Application; preemption by federal law.
The provisions of this chapter shall not apply to any bank, trust company, savings and loan, savings bank, credit union, or subsidiary thereof, respectively, that is chartered under the laws of this state or any other state only to the extent federal law precludes or preempts or has been determined to preclude or preempt the application of the provisions of this chapter to any federally chartered bank, trust company, savings and loan, savings bank, or credit union, respectively, and such federal preclusion or preemption shall apply only to the same type of state chartered entity as the federally chartered entity affected; provided, however, that the provisions of this chapter, including subsection (f) of Code Section 7-6A-7, shall be applicable to an independent mortgage broker for any loan originated or brokered by the broker that is initially funded by any state or federally chartered bank, trust company, savings and loan, savings bank, or credit union. (Code 1981, § 7-6A-12 , enacted by Ga. L. 2003, p. 1, § 1; Ga. L. 2020, p. 493, § 7/SB 429.) The 2020 amendment, effective July 29, 2020, part of an Act to revise, modernize, and correct the Code, substituted "provided, however, that the provisions" for "provided, however, the provisions" in the proviso of this Code section. Law reviews. - For note on the 2003 enactment of this Code section, see 20 Ga. St. U.L. Rev. 1 (2003).
Source: official Georgia text · Last verified 2026-08-27
Frequently Asked Questions About Georgia § 7-6A-12
What does Official Code of Georgia Annotated § 7-6A-12 cover?
Section 7-6A-12 ("Application; preemption by federal law.") is part of the Official Code of Georgia Annotated, the codified statutory law of Georgia. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.
How do I cite Georgia § 7-6A-12?
A common citation format is "Official Code of Georgia Annotated § 7-6A-12" (Georgia). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.
Is this the official text of Georgia law?
No. This page is for research and education and may not include the most recent amendments. For official current law, check the Georgia official source linked on this page or consult a licensed Georgia attorney.
How does Georgia § 7-6A-12 apply to my situation?
Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Georgia can advise on how this section applies to you. Contact your state or local bar association for a referral.
Sources & Verification
Not legal advice. Verify against the official source and consult a licensed attorney in Georgia.