Georgia § 7-4-8 - Commission to third person does not make lawful interest usurious.
Full text of Georgia Official Code of Georgia Annotated § 7-4-8 — Commission to third person does not make lawful interest usurious., with citation guidance and answers to common questions.
§ 7-4-8. Commission to third person does not make lawful interest usurious.
Except as the application of this Code section is modified by Code Section 7-3-5, where the lender neither takes nor contracts to take more than lawful interest, the loan is not rendered usurious by money paid or agreed to be paid others by the borrower in order to obtain the loan. (Civil Code 1895, § 2887; Civil Code 1910, § 3437; Code 1933, § 57-104; Ga. L. 1957, p. 331, § 3.) History of section. - This Code section is derived from the decisions in Merck v. American Freehold Land Mfg. Co., 79 Ga. 213 , 7 S.E. 265 (1887), and Hughes v. Griswold, 82 Ga. 299 , 9 S.E. 1092 (1889). Editor's notes. - Code Section 7-3-5, referred to in this Code section, was repealed by Ga. L. 2020, p. 156, § 2/SB462, effective June 30, 2020. Law reviews. - For article discussing methods of computation of finance charges in Georgia consumer credit contracts, see 30 Mercer L. Rev. 281 (1978). For note discussing the applicability of the usury laws to legitimate brokers' commissions, see 12 Ga. L. Rev. 814 (1978).
Source: official Georgia text · Last verified 2026-08-27
Frequently Asked Questions About Georgia § 7-4-8
What does Official Code of Georgia Annotated § 7-4-8 cover?
Section 7-4-8 ("Commission to third person does not make lawful interest usurious.") is part of the Official Code of Georgia Annotated, the codified statutory law of Georgia. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.
How do I cite Georgia § 7-4-8?
A common citation format is "Official Code of Georgia Annotated § 7-4-8" (Georgia). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.
Is this the official text of Georgia law?
No. This page is for research and education and may not include the most recent amendments. For official current law, check the Georgia official source linked on this page or consult a licensed Georgia attorney.
How does Georgia § 7-4-8 apply to my situation?
Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Georgia can advise on how this section applies to you. Contact your state or local bar association for a referral.
Sources & Verification
Not legal advice. Verify against the official source and consult a licensed attorney in Georgia.