Georgia § 7-4-11 - Usury is personal defense; no collection from insolvent to prejudice of others.
Full text of Georgia Official Code of Georgia Annotated § 7-4-11 — Usury is personal defense; no collection from insolvent to prejudice of others., with citation guidance and answers to common questions.
§ 7-4-11. Usury is personal defense; no collection from insolvent to prejudice of others.
Usury is a personal defense; but a creditor may not collect usurious interest from an insolvent debtor to the prejudice of other creditors. (Civil Code 1895, § 2878; Civil Code 1910, § 3428; Code 1933, § 57-103.) History of section. - This Code section is derived from the decision in Burgwyn Bros., Tobacco Co. v. Bentley & Co., 90 Ga. 508 , 16 S.E. 216 (1892). Law reviews. - For note discussing whether a holder in due course takes free of claims of violations of the usury laws, see 12 Ga. L. Rev. 814 (1978).
Source: official Georgia text · Last verified 2026-08-27
Frequently Asked Questions About Georgia § 7-4-11
What does Official Code of Georgia Annotated § 7-4-11 cover?
Section 7-4-11 ("Usury is personal defense; no collection from insolvent to prejudice of others.") is part of the Official Code of Georgia Annotated, the codified statutory law of Georgia. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.
How do I cite Georgia § 7-4-11?
A common citation format is "Official Code of Georgia Annotated § 7-4-11" (Georgia). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.
Is this the official text of Georgia law?
No. This page is for research and education and may not include the most recent amendments. For official current law, check the Georgia official source linked on this page or consult a licensed Georgia attorney.
How does Georgia § 7-4-11 apply to my situation?
Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Georgia can advise on how this section applies to you. Contact your state or local bar association for a referral.
Sources & Verification
Not legal advice. Verify against the official source and consult a licensed attorney in Georgia.