Georgia § 7-3-15 - Delivery of copy of contract or itemized statement; receipts.
Full text of Georgia Official Code of Georgia Annotated § 7-3-15 — Delivery of copy of contract or itemized statement; receipts., with citation guidance and answers to common questions.
§ 7-3-15. Delivery of copy of contract or itemized statement; receipts.
In addition to any applicable disclosure requirements, at the time the installment loan is made, each licensee under this chapter shall deliver to the borrower or, if there are multiple borrowers, to one of the borrowers a copy of the loan contract or a written itemized statement in the English language showing in clear terms the date and amount of the loan, a schedule of the payments or a description thereof, the type of security for the loan, the licensee's name, unique identifier, business address, the actual amount of cash advanced to or on behalf of the borrower, the amount of each class of insurance carried and the premiums paid thereon, and the amount of interest and fees. Each licensee shall give a receipt for every cash payment made. (Ga. L. 1904, p. 79, §§ 6, 7; Civil Code 1910, § 3454; Ga. L. 1920, p. 215, § 14; Code 1933, §§ 25-209, 25-314; Ga. L. 1955, p. 431, § 19; Code 1981, § 7-3-18 ; Code 1981, § 7-3-15 , as redesignated by Ga. L. 2020, p. 156, § 2/SB 462.) The 2020 amendment, effective June 30, 2020, redesignated former Code Section 7-3-18 as present Code Section 7-3-15, and, in the first sentence, substituted "In addition to any applicable disclosure requirements, at the time the installment" for "At the time the", "multiple borrowers" for "two or more", "the borrowers" for "them", and substituted ", unique identifier, business address, the actual amount of cash" for "and address, the actual cash". See Editor's notes at the beginning of this chapter for applicability. Editor's notes. - Ga. L. 2020, p. 156, § 2/SB 462, effective June 30, 2020, redesignated former Code Section 7-3-15 as present Code Section 7-3-12.
Source: official Georgia text · Last verified 2026-08-27
Frequently Asked Questions About Georgia § 7-3-15
What does Official Code of Georgia Annotated § 7-3-15 cover?
Section 7-3-15 ("Delivery of copy of contract or itemized statement; receipts.") is part of the Official Code of Georgia Annotated, the codified statutory law of Georgia. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.
How do I cite Georgia § 7-3-15?
A common citation format is "Official Code of Georgia Annotated § 7-3-15" (Georgia). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.
Is this the official text of Georgia law?
No. This page is for research and education and may not include the most recent amendments. For official current law, check the Georgia official source linked on this page or consult a licensed Georgia attorney.
How does Georgia § 7-3-15 apply to my situation?
Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Georgia can advise on how this section applies to you. Contact your state or local bar association for a referral.
Sources & Verification
Not legal advice. Verify against the official source and consult a licensed attorney in Georgia.