Georgia § 7-1-1001 - 1. Requirement for mortgage loan originator license; application to sellers of mobile homes.

Full text of Georgia Official Code of Georgia Annotated § 7-1-1001 — 1. Requirement for mortgage loan originator license; application to sellers of mobile homes., with citation guidance and answers to common questions.

§ 7-1-1001. 1. Requirement for mortgage loan originator license; application to sellers of mobile homes.

It shall be prohibited for any person to engage in the activities of a mortgage loan originator without first obtaining and maintaining a mortgage loan originator license as set forth in this article. The department shall have the broad administrative authority to administer, interpret, and enforce this article and the federal Secure and Fair Enforcement for Mortgage Licensing Act of 2008, and promulgate rules or regulations implementing it, in order to carry out the intentions of the federal legislation. Such administrative authority of the department shall include, but shall not be limited to, the authority to promulgate rules and regulations to implement the provisions of such federal legislation related to the temporary authority of mortgage loan originators. The provisions of the federal Secure and Fair Enforcement for Mortgage Licensing Act of 2008 shall apply to the activities of retail sellers of manufactured homes to the extent determined by the United States Department of Housing and Urban Development through written guidelines, rules, regulations, or interpretive letters. (Code 1981, § 7-1-1001.1 , enacted by Ga. L. 2009, p. 252, § 1/HB 312; Ga. L. 2011, p. 518, § 8/HB 239; Ga. L. 2019, p. 828, § 33/HB 185.) The 2019 amendment, effective July 1, 2019, in subsection (a), substituted "It" for "Effective August 1, 2010, it" at the beginning of the first sentence and deleted the former second sentence, which read: "All provisions within this article that relate to the licensing requirements and associated duties and responsibilities of mortgage loan originators shall be effective as of August 1, 2010."; and added the second sentence in subsection (b).

Source: official Georgia text · Last verified 2026-08-27

Frequently Asked Questions About Georgia § 7-1-1001

What does Official Code of Georgia Annotated § 7-1-1001 cover?

Section 7-1-1001 ("1. Requirement for mortgage loan originator license; application to sellers of mobile homes.") is part of the Official Code of Georgia Annotated, the codified statutory law of Georgia. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.

How do I cite Georgia § 7-1-1001?

A common citation format is "Official Code of Georgia Annotated § 7-1-1001" (Georgia). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.

Is this the official text of Georgia law?

No. This page is for research and education and may not include the most recent amendments. For official current law, check the Georgia official source linked on this page or consult a licensed Georgia attorney.

How does Georgia § 7-1-1001 apply to my situation?

Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Georgia can advise on how this section applies to you. Contact your state or local bar association for a referral.

Sources & Verification

Not legal advice. Verify against the official source and consult a licensed attorney in Georgia.