Georgia § 44-13-40 - Right of debtor to waive exemption.
Full text of Georgia Official Code of Georgia Annotated § 44-13-40 — Right of debtor to waive exemption., with citation guidance and answers to common questions.
§ 44-13-40. Right of debtor to waive exemption.
Any debtor may, except as to wearing apparel and $300.00 worth of household and kitchen furniture and provisions, waive or renounce his right to the benefit of the exemption provided for by this article by a waiver, either general or specific, in writing simply stating that he does so waive or renounce such right, which waiver may be stated in the contract of indebtedness or may be made contemporaneously therewith or may be made subsequent to the execution of the contract of indebtedness in a separate paper. (Ga. L. 1878-79, p. 99, § 6; Code 1882, § 2039a; Civil Code 1895, § 2863; Civil Code 1910, § 3413; Code 1933, § 51-1101; Ga. L. 1983, p. 1170, § 2.)
Source: official Georgia text · Last verified 2026-08-27
Frequently Asked Questions About Georgia § 44-13-40
What does Official Code of Georgia Annotated § 44-13-40 cover?
Section 44-13-40 ("Right of debtor to waive exemption.") is part of the Official Code of Georgia Annotated, the codified statutory law of Georgia. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.
How do I cite Georgia § 44-13-40?
A common citation format is "Official Code of Georgia Annotated § 44-13-40" (Georgia). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.
Is this the official text of Georgia law?
No. This page is for research and education and may not include the most recent amendments. For official current law, check the Georgia official source linked on this page or consult a licensed Georgia attorney.
How does Georgia § 44-13-40 apply to my situation?
Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Georgia can advise on how this section applies to you. Contact your state or local bar association for a referral.
Sources & Verification
Not legal advice. Verify against the official source and consult a licensed attorney in Georgia.