Georgia § 40-1-112 - Insurance of motor carriers.
Full text of Georgia Official Code of Georgia Annotated § 40-1-112 — Insurance of motor carriers., with citation guidance and answers to common questions.
§ 40-1-112. Insurance of motor carriers.
No motor carrier of household goods or property or passengers shall be issued a motor carrier certificate unless there is filed with the department a certificate of insurance for such applicant or holder on forms prescribed by the commissioner evidencing a policy of indemnity insurance by an insurance company licensed to do business in this state, which policy must provide for the protection, in case of passenger vehicles, of passengers and the public against injury proximately caused by the negligence of such motor carrier, its servants, or its agents; and, in the case of vehicles transporting household goods, to secure the owner or person entitled to recover against loss or damage to such household goods for which the motor common carrier may be legally liable. The department shall determine and fix the amounts of such indemnity insurance and shall prescribe the provisions and limitations thereof. The insurer shall file such certificate. The failure to file any form required by the department shall not diminish the rights of any person to pursue an action directly against a motor carrier's insurer. The department shall have power to permit self-insurance, in lieu of a policy of indemnity insurance, whenever in its opinion the financial ability of the motor carrier so warrants. It shall be permissible under this part for any person having a cause of action arising under this part to join in the same action the motor carrier and the insurance carrier, whether arising in tort or contract. (Code 1981, § 40-1-112 , enacted by Ga. L. 2012, p. 580, § 1/HB 865.) Law reviews. - For annual survey on commercial transportation, see 69 Mercer L. Rev. 41 (2017). For annual survey on insurance law, see 69 Mercer L. Rev. 117 (2017).
Source: official Georgia text · Last verified 2026-08-27
Frequently Asked Questions About Georgia § 40-1-112
What does Official Code of Georgia Annotated § 40-1-112 cover?
Section 40-1-112 ("Insurance of motor carriers.") is part of the Official Code of Georgia Annotated, the codified statutory law of Georgia. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.
How do I cite Georgia § 40-1-112?
A common citation format is "Official Code of Georgia Annotated § 40-1-112" (Georgia). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.
Is this the official text of Georgia law?
No. This page is for research and education and may not include the most recent amendments. For official current law, check the Georgia official source linked on this page or consult a licensed Georgia attorney.
How does Georgia § 40-1-112 apply to my situation?
Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Georgia can advise on how this section applies to you. Contact your state or local bar association for a referral.
Sources & Verification
Not legal advice. Verify against the official source and consult a licensed attorney in Georgia.