Georgia § 33-25-15 - Insurer prohibited from penalizing agent for apprising policy owner of alternatives to lapse or surrender of individual life insurance policy.
Full text of Georgia Official Code of Georgia Annotated § 33-25-15 — Insurer prohibited from penalizing agent for apprising policy owner of alternatives to lapse or surrender of individual life insurance policy., with citation guidance and answers to common questions.
§ 33-25-15. Insurer prohibited from penalizing agent for apprising policy owner of alternatives to lapse or surrender of individual life insurance policy.
As used in this Code section, the term: "Agent" means a person that is the agent of record of a policy or that has a business relationship with the policy owner or insured. "Insurer" means the insurance company that issued or currently insures the policy. "Person" means an individual or a legal entity. "Policy" means an individual life insurance policy owned by an individual who is a resident of this state, regardless of whether such individual life insurance policy has been issued, delivered, or renewed in this state. No insurer or any other person shall terminate, fine, or otherwise penalize an agent for: Apprising a policy owner or his or her designee of options under the policy terms to the lapse or surrender of the policy; or Assisting a policy owner with securing any benefits under the policy terms. (Code 1981, § 33-25-15 , enacted by Ga. L. 2016, p. 211, § 1/HB 193.)
Source: official Georgia text · Last verified 2026-08-27
Frequently Asked Questions About Georgia § 33-25-15
What does Official Code of Georgia Annotated § 33-25-15 cover?
Section 33-25-15 ("Insurer prohibited from penalizing agent for apprising policy owner of alternatives to lapse or surrender of individual life insurance policy.") is part of the Official Code of Georgia Annotated, the codified statutory law of Georgia. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.
How do I cite Georgia § 33-25-15?
A common citation format is "Official Code of Georgia Annotated § 33-25-15" (Georgia). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.
Is this the official text of Georgia law?
No. This page is for research and education and may not include the most recent amendments. For official current law, check the Georgia official source linked on this page or consult a licensed Georgia attorney.
How does Georgia § 33-25-15 apply to my situation?
Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Georgia can advise on how this section applies to you. Contact your state or local bar association for a referral.
Sources & Verification
Not legal advice. Verify against the official source and consult a licensed attorney in Georgia.