Georgia § 33-24-59 - 13. Exemptions from certain unfair trade practices for certain wellness and health improvement programs; incentives.

Full text of Georgia Official Code of Georgia Annotated § 33-24-59 — 13. Exemptions from certain unfair trade practices for certain wellness and health improvement programs; incentives., with citation guidance and answers to common questions.

§ 33-24-59. 13. Exemptions from certain unfair trade practices for certain wellness and health improvement programs; incentives.

An insurer issuing life, comprehensive, major medical group, or individual health insurance benefit plans may, in keeping with federal requirements, offer wellness or health improvement programs, including voluntary wellness or health improvement programs that provide for rewards or incentives, including, but not limited to, merchandise, gift cards, debit cards, premium discounts, credits or rebates, contributions towards a member's health savings account, modifications to copayment, deductible, or coinsurance amounts, cash value, or any combination of these incentives, to encourage participation in such wellness or health improvement programs and to reward insureds for participation in such programs. The offering of such rewards or incentives to insureds under such wellness or health improvement programs shall not be considered an unfair trade practice under Code Section 33-6-4 if such programs are filed with the Commissioner and made a part of the life or health insurance master policy and certificates or the individual life or health insurance evidence of coverage as a policy amendment, endorsement, rider, or other form of policy material as agreed upon by the Commissioner. The Commissioner shall be authorized to develop an automatic or expedited approval process for review of such wellness or health improvement programs, including those programs already approved under the laws and regulations of other states. (Code 1981, § 33-24-59.13 , enacted by Ga. L. 2010, p. 755, § 2/SB 411; Ga. L. 2012, p. 1080, § 1/SB 337.)

Source: official Georgia text · Last verified 2026-08-27

Frequently Asked Questions About Georgia § 33-24-59

What does Official Code of Georgia Annotated § 33-24-59 cover?

Section 33-24-59 ("13. Exemptions from certain unfair trade practices for certain wellness and health improvement programs; incentives.") is part of the Official Code of Georgia Annotated, the codified statutory law of Georgia. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.

How do I cite Georgia § 33-24-59?

A common citation format is "Official Code of Georgia Annotated § 33-24-59" (Georgia). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.

Is this the official text of Georgia law?

No. This page is for research and education and may not include the most recent amendments. For official current law, check the Georgia official source linked on this page or consult a licensed Georgia attorney.

How does Georgia § 33-24-59 apply to my situation?

Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Georgia can advise on how this section applies to you. Contact your state or local bar association for a referral.

Sources & Verification

Not legal advice. Verify against the official source and consult a licensed attorney in Georgia.