Georgia § 11-4A-108 - Relationship to federal Electronic Fund Transfer Act.
Full text of Georgia Official Code of Georgia Annotated § 11-4A-108 — Relationship to federal Electronic Fund Transfer Act., with citation guidance and answers to common questions.
§ 11-4A-108. Relationship to federal Electronic Fund Transfer Act.
Except as provided in subsection (b) of this Code section, this article does not apply to a funds transfer any part of which is governed by the federal Electronic Fund Transfer Act of 1978, 15 U.S.C. Section 1693, et seq. This article shall apply to a funds transfer that is a remittance transfer as defined in the federal Electronic Fund Transfer Act, 15 U.S.C. Section 1693o-1(g), unless the remittance transfer is an electronic fund transfer as defined in such act, 15 U.S.C. Section 1693(a). In the event of any conflict or inconsistency between the provisions of this article and the provisions of the federal Electronic Fund Transfer Act of 1978, 15 U.S.C. Section 1693, et seq., such act shall govern and control. (Code 1981, § 11-4A-108 , enacted by Ga. L. 1992, p. 2685, § 4; Ga. L. 2002, p. 415, § 11; Ga. L. 2013, p. 1101, § 1/HB 289.) The 2002 amendment, effective April 18, 2002, part of an Act to revise, modernize, and correct the Code, revised punctuation in this Code section. The 2013 amendment, effective July 1, 2013, in the catchline substituted "Relationship to federal Electronic Fund Transfer Act" for "Exclusion of consumer transactions governed by federal law" and substituted the present provisions of this Code section for the former provisions, which read: "This article does not apply to a funds transfer any part of which is governed by the Electronic Fund Transfer Act of 1978 (Title XX, Public Law 95-630, 92 Stat. 3728, 15 U.S.C. Section 1693, et seq.) as amended from time to time." Editor's notes. - Ga. L. 2013, p. 1101, § 1, did not reenact and did not strike "(Title XX, Public Law 95-630, 92 Stat. 3728, 15 U.S.C. Section 1693, et seq.)" in this Code section.
Source: official Georgia text · Last verified 2026-08-27
Frequently Asked Questions About Georgia § 11-4A-108
What does Official Code of Georgia Annotated § 11-4A-108 cover?
Section 11-4A-108 ("Relationship to federal Electronic Fund Transfer Act.") is part of the Official Code of Georgia Annotated, the codified statutory law of Georgia. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.
How do I cite Georgia § 11-4A-108?
A common citation format is "Official Code of Georgia Annotated § 11-4A-108" (Georgia). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.
Is this the official text of Georgia law?
No. This page is for research and education and may not include the most recent amendments. For official current law, check the Georgia official source linked on this page or consult a licensed Georgia attorney.
How does Georgia § 11-4A-108 apply to my situation?
Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Georgia can advise on how this section applies to you. Contact your state or local bar association for a referral.
Sources & Verification
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