Florida § 674.205 - Depositary bank holder of unindorsed item.
Full text of Florida Florida Statutes § 674.205 — Depositary bank holder of unindorsed item., with citation guidance and answers to common questions.
§ 674.205. Depositary bank holder of unindorsed item.
If a customer delivers an item to a depositary bank for collection: (1) The depositary bank becomes a holder of the item at the time it receives the item for collection if the customer at the time of delivery was a holder of the item, whether or not the customer indorses the item; and, if the bank satisfies the other requirements of s. 673.3021, it is a holder in due course; and (2) The depositary bank warrants to collecting banks, the payor bank or other payor, and the drawer that the amount of the item was paid to the customer or deposited to the customer’s account.
Source: official Florida text · Last verified 2026-08-27
Frequently Asked Questions About Florida § 674.205
What does Florida Statutes § 674.205 cover?
Section 674.205 ("Depositary bank holder of unindorsed item.") is part of the Florida Statutes, the codified statutory law of Florida. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.
How do I cite Florida § 674.205?
A common citation format is "Florida Statutes § 674.205" (Florida). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.
Is this the official text of Florida law?
No. This page is for research and education and may not include the most recent amendments. For official current law, check the Florida official source linked on this page or consult a licensed Florida attorney.
How does Florida § 674.205 apply to my situation?
Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Florida can advise on how this section applies to you. Contact your state or local bar association for a referral.
Sources & Verification
Not legal advice. Verify against the official source and consult a licensed attorney in Florida.