Florida § 627.7286 - Renewal of policy and setting of rates; certain experience not a factor.

Full text of Florida Florida Statutes § 627.7286 — Renewal of policy and setting of rates; certain experience not a factor., with citation guidance and answers to common questions.

§ 627.7286. Renewal of policy and setting of rates; certain experience not a factor.

No insurer providing motor vehicle liability coverage shall refuse to renew any policy providing coverage for a personal motor vehicle of any person based solely on such person’s experience while operating a vehicle as a part of her or his employment for any local transit system or as a part of her or his employment as a bus operator for any nonpublic sector bus company or as a law enforcement officer or firefighter; and no points assessed against such person under s. 322.27 in connection with such experience shall be considered as a factor in the setting of such person’s personal motor vehicle liability insurance rates. The burden of demonstrating that such points were assessed in connection with such experience shall lie with the insured.

Source: official Florida text · Last verified 2026-08-27

Frequently Asked Questions About Florida § 627.7286

What does Florida Statutes § 627.7286 cover?

Section 627.7286 ("Renewal of policy and setting of rates; certain experience not a factor.") is part of the Florida Statutes, the codified statutory law of Florida. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.

How do I cite Florida § 627.7286?

A common citation format is "Florida Statutes § 627.7286" (Florida). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.

Is this the official text of Florida law?

No. This page is for research and education and may not include the most recent amendments. For official current law, check the Florida official source linked on this page or consult a licensed Florida attorney.

How does Florida § 627.7286 apply to my situation?

Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Florida can advise on how this section applies to you. Contact your state or local bar association for a referral.

Sources & Verification

Not legal advice. Verify against the official source and consult a licensed attorney in Florida.