Florida § 627.705 - Return of unearned premium on overinsured personal property.
Full text of Florida Florida Statutes § 627.705 — Return of unearned premium on overinsured personal property., with citation guidance and answers to common questions.
§ 627.705. Return of unearned premium on overinsured personal property.
In the event of a total loss or destruction of any personal property on which the amount of the appraised or agreed loss is less than the total amount insured thereon, the insurer shall return to the insured the unearned premium for the excess of insurance over the appraised or agreed loss, to be paid at the same time and in the same manner as the loss shall be paid; and the unearned premium shall be a just and legal claim against the insurer.
Source: official Florida text · Last verified 2026-08-27
Frequently Asked Questions About Florida § 627.705
What does Florida Statutes § 627.705 cover?
Section 627.705 ("Return of unearned premium on overinsured personal property.") is part of the Florida Statutes, the codified statutory law of Florida. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.
How do I cite Florida § 627.705?
A common citation format is "Florida Statutes § 627.705" (Florida). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.
Is this the official text of Florida law?
No. This page is for research and education and may not include the most recent amendments. For official current law, check the Florida official source linked on this page or consult a licensed Florida attorney.
How does Florida § 627.705 apply to my situation?
Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Florida can advise on how this section applies to you. Contact your state or local bar association for a referral.
Sources & Verification
Not legal advice. Verify against the official source and consult a licensed attorney in Florida.