Florida § 627.6785 - Filing of rates with department.
Full text of Florida Florida Statutes § 627.6785 — Filing of rates with department., with citation guidance and answers to common questions.
§ 627.6785. Filing of rates with department.
(1) Credit disability and credit life insurers shall file with the office a copy of all rates and any rate changes used in this state. (2) No credit disability rate and no credit life rate shall exceed the maximum allowable rate promulgated by the commission. (3) No credit life rate or credit disability rate shall be deemed to comply with the allowable rate criteria contained in this part if it contains age restrictions which make ineligible for credit life those debtors or lessors 70 years of age or under, or for credit disability those debtors or lessors 65 years of age or under, at the time the indebtedness is incurred. However, for credit life, the coverage shall be provided, at a minimum, until the earlier of the maturity date of the loan or the loan anniversary at age 71, and, for credit disability, the coverage shall be provided, at a minimum, until the earlier of the maturity date of the loan or the loan anniversary at age 66.
Source: official Florida text · Last verified 2026-08-27
Frequently Asked Questions About Florida § 627.6785
What does Florida Statutes § 627.6785 cover?
Section 627.6785 ("Filing of rates with department.") is part of the Florida Statutes, the codified statutory law of Florida. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.
How do I cite Florida § 627.6785?
A common citation format is "Florida Statutes § 627.6785" (Florida). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.
Is this the official text of Florida law?
No. This page is for research and education and may not include the most recent amendments. For official current law, check the Florida official source linked on this page or consult a licensed Florida attorney.
How does Florida § 627.6785 apply to my situation?
Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Florida can advise on how this section applies to you. Contact your state or local bar association for a referral.
Sources & Verification
Not legal advice. Verify against the official source and consult a licensed attorney in Florida.