Florida § 627.0654 - Insurance discounts for buildings with fire sprinklers.
Full text of Florida Florida Statutes § 627.0654 — Insurance discounts for buildings with fire sprinklers., with citation guidance and answers to common questions.
§ 627.0654. Insurance discounts for buildings with fire sprinklers.
(1) Any rates, rating schedules, or rating manuals for a new or renewal fire insurance policy for an existing or newly constructed building, whether used for commercial or residential purposes, must provide for a premium discount if a fire sprinkler system has been installed in the building in accordance with nationally accepted fire sprinkler design standards, as adopted by the department, and if the fire sprinkler system is maintained in accordance with nationally accepted standards. (2) The discount required by this section must provide a premium rate that is lower than that for a building in which a fire sprinkler system has not been installed. A discount used by an insurer is presumed appropriate unless credible data demonstrates otherwise.
Source: official Florida text · Last verified 2026-08-27
Frequently Asked Questions About Florida § 627.0654
What does Florida Statutes § 627.0654 cover?
Section 627.0654 ("Insurance discounts for buildings with fire sprinklers.") is part of the Florida Statutes, the codified statutory law of Florida. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.
How do I cite Florida § 627.0654?
A common citation format is "Florida Statutes § 627.0654" (Florida). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.
Is this the official text of Florida law?
No. This page is for research and education and may not include the most recent amendments. For official current law, check the Florida official source linked on this page or consult a licensed Florida attorney.
How does Florida § 627.0654 apply to my situation?
Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Florida can advise on how this section applies to you. Contact your state or local bar association for a referral.
Sources & Verification
Not legal advice. Verify against the official source and consult a licensed attorney in Florida.