Florida § 626.9702 - Illegal dealings in premiums; excess charges for insurance.
Full text of Florida Florida Statutes § 626.9702 — Illegal dealings in premiums; excess charges for insurance., with citation guidance and answers to common questions.
§ 626.9702. Illegal dealings in premiums; excess charges for insurance.
(1) No insurer shall impose or request an additional premium for automobile insurance, or refuse to renew a policy, solely because the insured or applicant was convicted of one or more traffic violations which do not involve an accident or do not cause revocation or suspension of the driving privileges of the insured, without adequate proof of a direct, demonstrable, objective relationship between the violation for which the surcharge was imposed and the increased risk of highway accidents. (2) No insurer shall cancel or otherwise terminate any automobile insurance contract with an insured after the insured has paid the premiums on such policy for 5 years or more solely because the insured is involved in a single traffic accident. (3) Any person or organization which violates any provision of this section shall be subject to the penalties provided in s. 627.381.
Source: official Florida text · Last verified 2026-08-27
Frequently Asked Questions About Florida § 626.9702
What does Florida Statutes § 626.9702 cover?
Section 626.9702 ("Illegal dealings in premiums; excess charges for insurance.") is part of the Florida Statutes, the codified statutory law of Florida. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.
How do I cite Florida § 626.9702?
A common citation format is "Florida Statutes § 626.9702" (Florida). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.
Is this the official text of Florida law?
No. This page is for research and education and may not include the most recent amendments. For official current law, check the Florida official source linked on this page or consult a licensed Florida attorney.
How does Florida § 626.9702 apply to my situation?
Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Florida can advise on how this section applies to you. Contact your state or local bar association for a referral.
Sources & Verification
Not legal advice. Verify against the official source and consult a licensed attorney in Florida.