Florida § 520.85 - Delinquency and collection charges; court costs and attorney’s fees.
Full text of Florida Florida Statutes § 520.85 — Delinquency and collection charges; court costs and attorney’s fees., with citation guidance and answers to common questions.
§ 520.85. Delinquency and collection charges; court costs and attorney’s fees.
A home improvement contract may provide for the payment by the owner of a delinquency and collection charge on each installment in default for a period of not less than 10 days in an amount not in excess of 5 percent of such installment. However, only one such delinquency and collection charge may be collected on any installment, regardless of the period during which it remains in default. A contract may also provide for the payment of court costs actually incurred and of attorney’s fees not exceeding 20 percent of the amount due and payable under such contract, if it is referred to an attorney not a salaried employee of the seller or holder for collection.
Source: official Florida text · Last verified 2026-08-27
Frequently Asked Questions About Florida § 520.85
What does Florida Statutes § 520.85 cover?
Section 520.85 ("Delinquency and collection charges; court costs and attorney’s fees.") is part of the Florida Statutes, the codified statutory law of Florida. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.
How do I cite Florida § 520.85?
A common citation format is "Florida Statutes § 520.85" (Florida). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.
Is this the official text of Florida law?
No. This page is for research and education and may not include the most recent amendments. For official current law, check the Florida official source linked on this page or consult a licensed Florida attorney.
How does Florida § 520.85 apply to my situation?
Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Florida can advise on how this section applies to you. Contact your state or local bar association for a referral.
Sources & Verification
Not legal advice. Verify against the official source and consult a licensed attorney in Florida.