District Of Columbia § 31-3821 - Definitions.
Full text of District Of Columbia D.C. Code § 31-3821 — Definitions., with citation guidance and answers to common questions.
§ 31-3821. Definitions.
31-3821For the purposes of this chapter, the term:
“Aggregate attachment point” means the total amount of health claims incurred by a small employer in a policy year for all covered employees and their dependents, and covered by a stop-loss insurance policy, above which the stop-loss insurer incurs a liability for payment under aggregate stop-loss coverage.
“Attachment point” means the claims amount incurred by an insured group beyond which the insurer incurs a liability for payment.
“Commissioner” means the Commissioner of the Department of Insurance, Securities and Banking.
“Expected claims” means the total amount of claims that, in the absence of medical stop-loss insurance, are projected to be incurred by the insured using reasonable and accepted actuarial principles in a policy year.
“Individual attachment point” means the amount of health claims incurred by a small employer in a policy year for an individual employee or dependent of an employee, and covered by a stop-loss insurance policy, above which the stop-loss insurer incurs a liability for payment, under individual stop-loss coverage.
“Stop-loss insurance” means coverage that insures an employer or an employer-sponsored health plan against the risk that:
One claim will exceed a specific dollar amount; or
The entire loss of a self-insurance plan will exceed a specific dollar amount.
Annotations
Source: official District Of Columbia text · Last verified 2026-08-27
Frequently Asked Questions About District Of Columbia § 31-3821
What does D.C. Code § 31-3821 cover?
Section 31-3821 ("Definitions.") is part of the D.C. Code, the codified statutory law of District Of Columbia. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.
How do I cite District Of Columbia § 31-3821?
A common citation format is "D.C. Code § 31-3821" (District Of Columbia). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.
Is this the official text of District Of Columbia law?
No. This page is for research and education and may not include the most recent amendments. For official current law, check the District Of Columbia official source linked on this page or consult a licensed District Of Columbia attorney.
How does District Of Columbia § 31-3821 apply to my situation?
Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in District Of Columbia can advise on how this section applies to you. Contact your state or local bar association for a referral.
Sources & Verification
Not legal advice. Verify against the official source and consult a licensed attorney in District Of Columbia.