District Of Columbia § 28:9-605 - Unknown debtor or secondary obligor.

Full text of District Of Columbia D.C. Code § 28:9-605 — Unknown debtor or secondary obligor., with citation guidance and answers to common questions.

§ 28:9-605. Unknown debtor or secondary obligor.

28:9-605

A secured party does not owe a duty based on its status as secured party:

(1)

To a person that is a debtor or obligor, unless the secured party knows:

(A)

That the person is a debtor or obligor;

(B)

The identity of the person; and

(C)

How to communicate with the person; or

(2)

To a secured party or lienholder that has filed a financing statement against a person, unless the secured party knows:

(A)

That the person is a debtor; and

(B)

The identity of the person.

Annotations

2. Duties to Unknown Persons. This section relieves a secured party from duties owed to a debtor or obligor, if the secured party does not know about the debtor or obligor. Similarly, it relieves a secured party from duties owed to a secured party or lienholder who has filed a financing statement against the debtor, if the secured party does not know about the debtor. For example, a secured party may be unaware that the original debtor has sold the collateral subject to the security interest and that the new owner has become the debtor. If so, the secured party owes no duty to the new owner (debtor) or to a secured party who has filed a financing statement against the new owner. This section should be read in conjunction with the exculpatory provisions in Section 9-628. Note that it relieves a secured party not only from duties arising under this Article but also from duties arising under other law by virtue of the secured party’s status as such under this Article, unless the other law otherwise provides.

1. Source. New.

Source: official District Of Columbia text · Last verified 2026-08-27

Frequently Asked Questions About District Of Columbia § 28:9-605

What does D.C. Code § 28:9-605 cover?

Section 28:9-605 ("Unknown debtor or secondary obligor.") is part of the D.C. Code, the codified statutory law of District Of Columbia. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.

How do I cite District Of Columbia § 28:9-605?

A common citation format is "D.C. Code § 28:9-605" (District Of Columbia). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.

Is this the official text of District Of Columbia law?

No. This page is for research and education and may not include the most recent amendments. For official current law, check the District Of Columbia official source linked on this page or consult a licensed District Of Columbia attorney.

How does District Of Columbia § 28:9-605 apply to my situation?

Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in District Of Columbia can advise on how this section applies to you. Contact your state or local bar association for a referral.

Sources & Verification

Not legal advice. Verify against the official source and consult a licensed attorney in District Of Columbia.