District Of Columbia § 28-3864 - Enforcement.
Full text of District Of Columbia D.C. Code § 28-3864 — Enforcement., with citation guidance and answers to common questions.
§ 28-3864. Enforcement.
28-3864A credit reporting agency that discovers a security breach of credit information in violation of a security freeze shall provide written notice to the affected consumer of the security breach of credit information in accordance with Subchapter II [of this chapter].
If a credit reporting agency willfully violates the security freeze by releasing credit information that has been placed under a security freeze, the affected consumer may bring a civil action against the credit reporting agency for the following:
Injunctive relief to prevent or restrain further violation of the security freeze;
Actual damages;
Punitive damages; and
Reasonable attorney’s fees and costs of the action.
If a credit reporting agency negligently violates the security freeze by releasing credit information that has been placed under a security freeze, the affected consumer may bring a civil action against the credit reporting agency for the following:
Injunctive relief to prevent or restrain further violation of the security freeze;
Actual damages; and
Reasonable attorney’s fees and costs of the action.
The Attorney General may petition the Superior Court of the District of Columbia for temporary or permanent injunctive relief against, and for an award of restitution for property lost or damages suffered by a consumer as a consequence of, a violation of this subchapter by a credit reporting agency, or fraudulent or deceptive conduct that causes the improper release or use of credit information that is subject to a security freeze. Notwithstanding any other provision of this section, only the Attorney General shall enforce the requirements under .
In an action under this section, the Attorney General may recover:
A civil penalty not to exceed $1,000 for each violation; and
Reasonable attorney’s fees and costs of the action.
Annotations
Source: official District Of Columbia text · Last verified 2026-08-27
Frequently Asked Questions About District Of Columbia § 28-3864
What does D.C. Code § 28-3864 cover?
Section 28-3864 ("Enforcement.") is part of the D.C. Code, the codified statutory law of District Of Columbia. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.
How do I cite District Of Columbia § 28-3864?
A common citation format is "D.C. Code § 28-3864" (District Of Columbia). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.
Is this the official text of District Of Columbia law?
No. This page is for research and education and may not include the most recent amendments. For official current law, check the District Of Columbia official source linked on this page or consult a licensed District Of Columbia attorney.
How does District Of Columbia § 28-3864 apply to my situation?
Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in District Of Columbia can advise on how this section applies to you. Contact your state or local bar association for a referral.
Sources & Verification
Not legal advice. Verify against the official source and consult a licensed attorney in District Of Columbia.