District Of Columbia § 28-3802 - Definitions.
Full text of District Of Columbia D.C. Code § 28-3802 — Definitions., with citation guidance and answers to common questions.
§ 28-3802. Definitions.
28-3802As used in this chapter —
“revolving credit account” means a revolving credit account as defined in section 28-3701 of this subtitle;
“consumer credit sale” means a sale of goods or services in which —
a credit is granted by a person who regularly engages as a seller in credit transactions of the same kind;
the buyer is a natural person;
the goods or services are purchased primarily for a personal, family, household, or agricultural purpose;
either the debt is payable in installments or a finance charge is made; and
the amount financed does not exceed $25,000.
“direct installment loan” means a direct installment loan as that term is used in section 28-3308 and does not include a loan secured on real estate or a direct motor vehicle installment loan covered by .
“cross collateral” means an arrangement wherein a seller in a “consumer credit sale” secures a debt arising from the sale by contracting for a security interest in other property if as a result of a prior sale the seller has an existing security interest in the other property. The seller may also contract for a security interest in the property sold in the subsequent sale as a security for the previous debt.
Annotations
Source: official District Of Columbia text · Last verified 2026-08-27
Frequently Asked Questions About District Of Columbia § 28-3802
What does D.C. Code § 28-3802 cover?
Section 28-3802 ("Definitions.") is part of the D.C. Code, the codified statutory law of District Of Columbia. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.
How do I cite District Of Columbia § 28-3802?
A common citation format is "D.C. Code § 28-3802" (District Of Columbia). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.
Is this the official text of District Of Columbia law?
No. This page is for research and education and may not include the most recent amendments. For official current law, check the District Of Columbia official source linked on this page or consult a licensed District Of Columbia attorney.
How does District Of Columbia § 28-3802 apply to my situation?
Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in District Of Columbia can advise on how this section applies to you. Contact your state or local bar association for a referral.
Sources & Verification
Not legal advice. Verify against the official source and consult a licensed attorney in District Of Columbia.