Colorado § 5-3.5-104 - Reporting to credit bureaus.
Full text of Colorado Colorado Revised Statutes § 5-3.5-104 — Reporting to credit bureaus., with citation guidance and answers to common questions.
§ 5-3.5-104. Reporting to credit bureaus.
A lender or its servicer shall report at least quarterly both the favorable and unfavorable payment history information of the obligor on payments due to the lender on a covered loan to a nationally recognized consumer credit reporting agency. This section shall not prevent a lender or its servicer from agreeing with the obligor not to report specified payment history information in the event of a resolved or unresolved dispute with an obligor, and shall not apply to covered loans held or serviced by a lender for less than ninety days.
Source: L. 2002: Entire article added, p. 1600, § 1, effective June 7.
PART 2
ENFORCEMENT AND LIABILITY
Source: official Colorado text · Last verified 2026-08-27
Frequently Asked Questions About Colorado § 5-3.5-104
What does Colorado Revised Statutes § 5-3.5-104 cover?
Section 5-3.5-104 ("Reporting to credit bureaus.") is part of the Colorado Revised Statutes, the codified statutory law of Colorado. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.
How do I cite Colorado § 5-3.5-104?
A common citation format is "Colorado Revised Statutes § 5-3.5-104" (Colorado). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.
Is this the official text of Colorado law?
No. This page is for research and education and may not include the most recent amendments. For official current law, check the Colorado official source linked on this page or consult a licensed Colorado attorney.
How does Colorado § 5-3.5-104 apply to my situation?
Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Colorado can advise on how this section applies to you. Contact your state or local bar association for a referral.
Sources & Verification
Not legal advice. Verify against the official source and consult a licensed attorney in Colorado.