Colorado § 5-18-118 - Provisions of article cumulative.
Full text of Colorado Colorado Revised Statutes § 5-18-118 — Provisions of article cumulative., with citation guidance and answers to common questions.
§ 5-18-118. Provisions of article cumulative.
The provisions of this article 18 are cumulative, and any action taken under the provisions of this article 18 shall not constitute an election to take any such action to the exclusion of any other action authorized by law; except that a credit reporting agency shall not be subject to suit with respect to any issue that was the subject of an arbitration proceeding brought pursuant to section 5-18-116.
Source: L. 2017: Entire article added with relocations, (HB 17-1238), ch. 260, p. 1131, § 3, effective August 9.
Editor's note: This section is similar to former § 12-14.3-109 as it existed prior to 2017.
ARTICLE 19
Debt-management Services
PART 1
COLORADO CREDIT SERVICES ORGANIZATION ACT
5-19-101. Short title.
5-19-102. Legislative declaration.
5-19-103. Definitions.
5-19-104. Prohibited acts.
5-19-105. Written disclosure required.
5-19-106. Content of written disclosure.
5-19-107. Written contracts required.
5-19-108. Waivers and exemptions.
5-19-109. Criminal penalties and injunctive relief.
5-19-110. Powers of administrator of the uniform consumer credit code and district attorney - subpoenas - hearings - notification - cease-and-desist orders - definitions.
5-19-111. Damages.
5-19-112. Aiding or assisting violation.
5-19-113. Remedies cumulative.
5-19-114. Relation between parts of article.
PART 2
UNIFORM DEBT-MANAGEMENT SERVICES ACT
5-19-201. Short title.
5-19-202. Definitions.
5-19-203. Exempt agreements and persons.
5-19-204. Registration required.
5-19-205. Application for registration - form, fee, and accompanying documents.
5-19-206. Application for registration - required information.
5-19-206.5. Name-based judicial record check.
5-19-206.7. Remote work authorized - definition.
5-19-207. Application for registration - obligation to update information.
5-19-208. Application for registration - public information.
5-19-209. Certificate of registration - issuance or denial.
5-19-210. Certificate of registration - timing.
5-19-211. Renewal of registration.
5-19-212. Registration in another state.
5-19-213. Bond required.
5-19-214. Bond required - substitute.
5-19-215. Good faith requirement.
5-19-216. Customer service.
5-19-217. Prerequisites for providing debt-management services.
5-19-218. Communication by electronic or other means - definitions.
5-19-219. Form and contents of agreement.
5-19-220. Cancellation of agreement - waiver.
5-19-221. Required language.
5-19-222. Trust account.
5-19-223. Fees and other charges - rules.
5-19-224. Voluntary contributions.
5-19-225. Voidable agreements.
5-19-226. Termination of agreements.
5-19-227. Periodic reports - retention of records.
5-19-228. Prohibited acts and practices.
5-19-229. Notice of litigation.
5-19-230. Advertising.
5-19-231. Liability for the conduct of other persons.
5-19-232. Powers of administrator - rules.
5-19-233. Administrative and legal remedies.
5-19-234. Suspension, revocation, or nonrenewal of registration - definitions.
5-19-235. Private enforcement.
5-19-236. Violation of unfair or deceptive practices statute.
5-19-237. Statute of limitations.
5-19-238. Uniformity of application and construction.
5-19-239. Relation to federal "Electronic Signatures in Global and National Commerce Act".
5-19-240. Transitional provisions - application to existing transactions.
5-19-241. Severability.
5-19-242. Repeal of part.
PART 1
COLORADO CREDIT SERVICES ORGANIZATION ACT
Source: official Colorado text · Last verified 2026-08-27
Frequently Asked Questions About Colorado § 5-18-118
What does Colorado Revised Statutes § 5-18-118 cover?
Section 5-18-118 ("Provisions of article cumulative.") is part of the Colorado Revised Statutes, the codified statutory law of Colorado. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.
How do I cite Colorado § 5-18-118?
A common citation format is "Colorado Revised Statutes § 5-18-118" (Colorado). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.
Is this the official text of Colorado law?
No. This page is for research and education and may not include the most recent amendments. For official current law, check the Colorado official source linked on this page or consult a licensed Colorado attorney.
How does Colorado § 5-18-118 apply to my situation?
Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Colorado can advise on how this section applies to you. Contact your state or local bar association for a referral.
Sources & Verification
Not legal advice. Verify against the official source and consult a licensed attorney in Colorado.