Colorado § 12-285-118 - Professional liability insurance required - rules.
Full text of Colorado Colorado Revised Statutes § 12-285-118 — Professional liability insurance required - rules., with citation guidance and answers to common questions.
§ 12-285-118. Professional liability insurance required - rules.
(1) Except as provided in subsection (2) of this section, a person shall not practice physical therapy unless the person purchases and maintains professional liability insurance of at least one million dollars per claim and at least three million dollars per year for all claims, unless the corporation that employs the physical therapist maintains the insurance required by section 12-285-131 if the insurance covers at least one million dollars per claim and at least three million dollars per year.
(2) The board may by rule establish lesser financial responsibility standards for a class of physical therapists whose practice does not require the level of public protection established by subsection (1) of this section. The board shall not establish greater financial responsibility standards than those established in subsection (1) of this section.
(3) This section does not apply to a physical therapist who is a public employee acting within the course and scope of the public employee's duties and who is granted immunity under the "Colorado Governmental Immunity Act", article 10 of title 24.
Source: L. 2019: Entire title R&RE with relocations, (HB 19-1172), ch. 136, p. 1514, § 1, effective October 1.
Editor's note: This section is similar to former § 12-41-114.5 as it existed prior to 2019.
Source: official Colorado text · Last verified 2026-08-27
Frequently Asked Questions About Colorado § 12-285-118
What does Colorado Revised Statutes § 12-285-118 cover?
Section 12-285-118 ("Professional liability insurance required - rules.") is part of the Colorado Revised Statutes, the codified statutory law of Colorado. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.
How do I cite Colorado § 12-285-118?
A common citation format is "Colorado Revised Statutes § 12-285-118" (Colorado). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.
Is this the official text of Colorado law?
No. This page is for research and education and may not include the most recent amendments. For official current law, check the Colorado official source linked on this page or consult a licensed Colorado attorney.
How does Colorado § 12-285-118 apply to my situation?
Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Colorado can advise on how this section applies to you. Contact your state or local bar association for a referral.
Sources & Verification
Not legal advice. Verify against the official source and consult a licensed attorney in Colorado.