Colorado § 11-38-108 - Inapplicability of related statutes.
Full text of Colorado Colorado Revised Statutes § 11-38-108 — Inapplicability of related statutes., with citation guidance and answers to common questions.
§ 11-38-108. Inapplicability of related statutes.
(1) A reverse mortgage may be made or acquired without regard to the following provisions for other types of mortgage transactions set out in the statutes specified in this subsection (1):
(a) Any law of this state limiting loan-to-value ratios;
(b) Prohibitions on balloon payments pursuant to section 5-3-208, C.R.S.;
(c) Any law of this state limiting interest on interest, the adding of deferred interest to principal, or the compounding of interest;
(d) Subject to section 11-38-105 (3), interest rate limits under the usury statutes pursuant to sections 5-12-103 and 18-15-104, C.R.S.;
(e) Any law of this state applicable to insurance or insurance companies under title 10, C.R.S.
Source: L. 92: Entire article added, p. 942, § 1, effective April 23. L. 2000: (1)(b) amended, p. 1872, § 107, effective August 2.
Source: official Colorado text · Last verified 2026-08-27
Frequently Asked Questions About Colorado § 11-38-108
What does Colorado Revised Statutes § 11-38-108 cover?
Section 11-38-108 ("Inapplicability of related statutes.") is part of the Colorado Revised Statutes, the codified statutory law of Colorado. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.
How do I cite Colorado § 11-38-108?
A common citation format is "Colorado Revised Statutes § 11-38-108" (Colorado). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.
Is this the official text of Colorado law?
No. This page is for research and education and may not include the most recent amendments. For official current law, check the Colorado official source linked on this page or consult a licensed Colorado attorney.
How does Colorado § 11-38-108 apply to my situation?
Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Colorado can advise on how this section applies to you. Contact your state or local bar association for a referral.
Sources & Verification
Not legal advice. Verify against the official source and consult a licensed attorney in Colorado.