Colorado § 10-4-627 - Discriminatory standards - premiums - surcharges - proof of financial responsibility requirements.
Full text of Colorado Colorado Revised Statutes § 10-4-627 — Discriminatory standards - premiums - surcharges - proof of financial responsibility requirements., with citation guidance and answers to common questions.
§ 10-4-627. Discriminatory standards - premiums - surcharges - proof of financial responsibility requirements.
(1) An insurer shall not:
(a) Cancel or nonrenew, or increase the premium of, a policy of insurance on a motor vehicle used by any resident of the household of the named insured solely because of convictions for traffic violations that resulted in less than seven points being assessed under the point system schedule set forth in section 42-2-127 (5), C.R.S., resulting from violations while in the course of employment while the insured is driving a motor vehicle used primarily as a public or livery conveyance or licensed as a commercial vehicle; or
(b) Add a surcharge to the policy premium of an insured or a family member of an insured or other person living in the same household as an insured in a manner that results in an excessive or unfairly discriminatory premium pursuant to section 10-4-403.
(2) This section shall not be construed to limit or in any manner restrict an insurer from canceling or refusing to issue or renew a policy of insurance or from increasing the premium of an insured on a motor vehicle used by him or her for commercial purposes or from reclassifying an insured for traffic violations received by the insured while using a motor vehicle for commercial purposes.
Source: L. 2003: Entire section added, p. 1564, § 3, effective July 1.
Editor's note: This section was originally numbered as § 10-4-624 in House Bill 03-1188 but has been renumbered on revision for ease of location.
Source: official Colorado text · Last verified 2026-08-27
Frequently Asked Questions About Colorado § 10-4-627
What does Colorado Revised Statutes § 10-4-627 cover?
Section 10-4-627 ("Discriminatory standards - premiums - surcharges - proof of financial responsibility requirements.") is part of the Colorado Revised Statutes, the codified statutory law of Colorado. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.
How do I cite Colorado § 10-4-627?
A common citation format is "Colorado Revised Statutes § 10-4-627" (Colorado). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.
Is this the official text of Colorado law?
No. This page is for research and education and may not include the most recent amendments. For official current law, check the Colorado official source linked on this page or consult a licensed Colorado attorney.
How does Colorado § 10-4-627 apply to my situation?
Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Colorado can advise on how this section applies to you. Contact your state or local bar association for a referral.
Sources & Verification
Not legal advice. Verify against the official source and consult a licensed attorney in Colorado.