Colorado § 10-4-626 - Prohibited reasons for nonrenewal or refusal to write policy of automobile insurance applicable to this part 6.

§ 10-4-626. Prohibited reasons for nonrenewal or refusal to write policy of automobile insurance applicable to this part 6.

(1) An insurer authorized to transact or transacting business in this state shall not refuse to write or refuse to renew a policy of insurance affording the coverage required by section 10-4-620 solely because of the age, race, creed, color, religion, sex, sexual orientation, gender identity, gender expression, national origin, ancestry, residence, marital status, or lawful occupation, including the military service, of anyone who is or seeks to become insured or solely because another insurer has canceled a policy or refused to write or renew such policy. The commissioner shall administer and enforce this subsection (1).

(2) Nothing in this section shall be construed to prohibit an insurance company authorized to transact or transacting business in this state from issuing policies of insurance affording the coverage required by operation of section 10-4-620 solely to a specialty market authorized by the commissioner.

Source: L. 2003: Entire section added, p. 1563, § 3, effective July 1. L. 2008: (1) amended, p. 1599, § 13, effective May 29. L. 2021: (1) amended, (HB 21-1108), ch. 156, p. 890, § 15, effective September 7.

Editor's note: This section was originally numbered as § 10-4-623 in House Bill 03-1188 but has been renumbered on revision for ease of location.

Cross references: For the legislative declaration contained in the 2008 act amending subsection (1), see section 1 of chapter 341, Session Laws of Colorado 2008. For the legislative declaration in HB 21-1108, see section 1 of chapter 156, Session Laws of Colorado 2021.

ANNOTATION

Annotator's note. Since this section is similar to § 10-4-719 as it existed prior to the 2003 repeal of part 7 of article 4 of this title, a relevant case construing that provision has been included in the annotations to this section.

Insurers failure to notify insureds clearly and unequivocally of its cancellation of coverage constituted a course of conduct which led insureds, as ordinary laypersons, reasonably to believe that by properly endorsing and returning their premium payment their personal injury coverage would remain in effect or be reinstated. Leland v. Travelers Indem. Co. of Illinois, 712 P.2d 1060 (Colo. App. 1985).