Colorado § 10-4-110.4 - Exclusion - claims involving loss in progress not known to insured.
Full text of Colorado Colorado Revised Statutes § 10-4-110.4 — Exclusion - claims involving loss in progress not known to insured., with citation guidance and answers to common questions.
§ 10-4-110.4. Exclusion - claims involving loss in progress not known to insured.
(1) A provision in a liability insurance policy issued to a construction professional excluding or limiting coverage for one or more claims arising from bodily injury, property damage, advertising injury, or personal injury that occurs before the policy's inception date and that continues, worsens, or progresses when the policy is in effect is void and unenforceable if the exclusion or limitation applies to an injury or damage that was unknown to the insured at the policy's inception date.
(2) Any provision in an insurance policy issued in violation of this section is void and unenforceable as against public policy. A court shall construe an insurance policy containing a provision that is unenforceable under this section as if the provision was not a part of the policy when the policy was issued.
(3) This section applies only to an insurance policy that covers occurrences of damage or injury during the policy period and that insures a construction professional for liability arising from construction-related work.
Source: L. 2010: Entire section added, (HB 10-1394), ch. 253, p. 1128, § 2, effective May 21.
ANNOTATION
Law reviews. For article, "H.B. 10-1394: New Law Governing Insurance Coverage for Construction Defect Claims", see 39 Colo. Law. 89 (Aug. 2010). For article, "Greystone and Insurance Coverage for ‘Get To’ and ‘Rip and Tear’ Expenses", see 41 Colo. Law. 69 (Mar. 2012). For article, "The Past, Present, and Future of Residential Construction Defect Action Reform in Colorado", see 54 Colo. Law. 28 (Jan.-Feb. 2025).
Source: official Colorado text · Last verified 2026-08-27
Frequently Asked Questions About Colorado § 10-4-110.4
What does Colorado Revised Statutes § 10-4-110.4 cover?
Section 10-4-110.4 ("Exclusion - claims involving loss in progress not known to insured.") is part of the Colorado Revised Statutes, the codified statutory law of Colorado. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.
How do I cite Colorado § 10-4-110.4?
A common citation format is "Colorado Revised Statutes § 10-4-110.4" (Colorado). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.
Is this the official text of Colorado law?
No. This page is for research and education and may not include the most recent amendments. For official current law, check the Colorado official source linked on this page or consult a licensed Colorado attorney.
How does Colorado § 10-4-110.4 apply to my situation?
Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Colorado can advise on how this section applies to you. Contact your state or local bar association for a referral.
Sources & Verification
Not legal advice. Verify against the official source and consult a licensed attorney in Colorado.