Colorado § 10-4-110.3 - Exclusions where claim involves sexual misconduct - void.
Full text of Colorado Colorado Revised Statutes § 10-4-110.3 — Exclusions where claim involves sexual misconduct - void., with citation guidance and answers to common questions.
§ 10-4-110.3. Exclusions where claim involves sexual misconduct - void.
(1) No insurer, in a policy of professional malpractice insurance, shall attempt to nullify or limit its stated liability with regard to claims not relating to sexual misconduct in cases where:
(a) There is an allegation or proof of a claim of sexual misconduct by the insured; and
(b) The policy requires aggregation of all damages under the liability limit for sexual misconduct.
(2) Any policy provision that violates subsection (1) of this section is hereby declared contrary to public policy and is void and unenforceable.
(3) This section shall not apply to nonadmitted insurers approved pursuant to article 5 of this title.
Source: L. 95: Entire section added, p. 865, § 1, effective May 24.
ANNOTATION
Unambiguous exclusion from insurance policy for sexual misconduct of perpetrator did not violate the public policy concerns that gave rise to this section where such insurance policy did not require aggregation of claims or subject claims unrelated to sexual misconduct to a smaller liability limit. Church Mut. Ins. Co. v. Klein, 940 P.2d 1001 (Colo. App. 1996).
Frequently Asked Questions About Colorado § 10-4-110.3
What does Colorado Revised Statutes § 10-4-110.3 cover?
Section 10-4-110.3 ("Exclusions where claim involves sexual misconduct - void.") is part of the Colorado Revised Statutes, the codified statutory law of Colorado. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.
How do I cite Colorado § 10-4-110.3?
A common citation format is "Colorado Revised Statutes § 10-4-110.3" (Colorado). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.
Is this the official text of Colorado law?
No. This page is for research and education and may not include the most recent amendments. For official current law, check the Colorado official source linked on this page or consult a licensed Colorado attorney.
How does Colorado § 10-4-110.3 apply to my situation?
Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Colorado can advise on how this section applies to you. Contact your state or local bar association for a referral.
Sources & Verification
Not legal advice. Verify against the official source and consult a licensed attorney in Colorado.